20043 Chesterbrook Dr, Macomb, MI 48044 Property Records

Macomb County property record for 20043 Chesterbrook Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,074 sqft · built 2002
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Feb 2010)
Tax Bill	$4,747 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-28-251-001`

Property Details

APN / Parcel Number

Primary APN	`20-08-28-251-001`
Alternative APN	`0828251001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,074 sqft Living Area
1st Floor Area	2,044 sqft
Basement Area	2,044 sqft
Unfinished Basement	2,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Architectural Style	Ranch
Construction Type	Brick
Roof Type	Hip
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	120 ft deep x 91 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20043 CHESTERBROOK DR
City	MACOMB
State	MI
Zip	48044-5931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LANCASTER SUB LOT 76 LIBER: 147 PAGES: 1-11
Legal Subdivision	LANCASTER SUB
Legal Lot Number	76
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2001
Census Tract	224102

Owner

20043 Chesterbrook Dr is owned and occupied by an individual who bought it in February 2010.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	20043 CHESTERBROOK DR, MACOMB, MI 48044-5931
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
May 22, 2019	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2010 · Amount on File
Deed Sale	Feb 12, 2010 · Amount on File
Prior Sale	Jan 31, 2003 · Amount on File
Deed Document Number	201016467
Deed Book / Page	20137 / 753
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	20043 CHESTERBROOK DR, MACOMB, MI 48044-5931
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20043 CHESTERBROOK DR, MACOMB, MI 48044-5931

Mortgage

Document Number	2200087243
Date	Jul 15, 2022
Book Page	28714/349
Instrument	202200087243

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	20043 CHESTERBROOK DR, MACOMB, MI 48044-5931
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20043 CHESTERBROOK DR, MACOMB, MI 48044-5931

Mortgage

Document Number	2200049931
Date	Apr 8, 2022
Book Page	28544/882
Instrument	202200049931

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	20043 CHESTERBROOK DR, MACOMB, MI 48044-5931
Document Number	0000063356
Instrument Date	May 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20043 CHESTERBROOK DR MACOMB MI 480445931, MACOMB, MI 48044-5931

Mortgage

Document Number	0000063356
Date	Jun 6, 2019
Book Page	026001/000955
Instrument	63356

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 5, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20043 Chesterbrook Dr was $4,747 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,700	$437,400
2025	$4,747.00
2023		$190,900	$381,800
2022	$4,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20043 Chesterbrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20043 Chesterbrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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