20043 Badger Rd, Bend, OR 97702 Property Records

Deschutes County property record for 20043 Badger Rd, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,591 sqft · built 2005
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Tax Bill	$3,844 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`181208 CC 08200`

Property Details

APN / Parcel Number

Primary APN	`181208 CC 08200`
Alternative APN	`243656`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,591 sqft Living Area
1st Floor Area	1,019 sqft
2nd Floor Area	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Split Level
Lot Area	5,227 sqft (0.119 acres)
Garage Type	Mixed
Garage Area	501 sqft

Location & Zoning

Account Number	243656
Street Address	20043 BADGER RD
City	BEND
State	OR
Zip	97702-3983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GI
Legal Description	LOT:3 SUBD:BADGER CROSSING PHASES I AND II SEC/TWN/RNG/MER:SEC 08 TWN 18 RNG 12 MAP REF:181208-CC
Legal Range	12E
Legal Township	18S
Legal Section	08
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	BADGER CROSSING PHASES I AND II
Legal Lot Number	3
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2012
Census Tract	2101

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20043 BADGER RD, BEND, OR 97702-3983
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Bargain and Sale Deed, Transfer · Line of Credit NORTHWEST COMMUNITY CU
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Aug 5, 2021	Deed of Trust, Mortgage · FHA Mortgage LADERA LENDING INC
Jan 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 24, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EXPRESS LLC
Feb 16, 2017	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2022
Deed Sale	Aug 10, 2022
Prior Sale	Jan 13, 2020
Deed Document Number	2022-30768
Record Updated	Jun 8, 2026

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 10, 2022
Property Address	20043 BADGER RD, BEND, OR 97702-2570
Document Number	0000030768
Map Reference	CAB G PG 272
Instrument Date	Jul 28, 2022
Instrument	2022-30768
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20043 BADGER RD, BEND, OR 97702-2570

Mortgage

Document Number	0000030769
Date	Aug 10, 2022
Instrument	2022-30769

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20043 BADGER RD, BEND, OR 97702-2570
Transaction Type	Mortgage
Record Updated	Jan 5, 2022
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070794
Date	Dec 27, 2021
Instrument	2021-70794

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20043 BADGER RD, BEND, OR 97702-2570
Transaction Type	Mortgage
Record Updated	Aug 12, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045801
Date	Aug 5, 2021
Instrument	2021-45801

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 13, 2020
Property Address	20043 BADGER RD, BEND, OR 97702-2570
Document Number	0000001637
Instrument Date	Jan 13, 2020
Instrument	1637
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2627 NW SARGENT WAY BEND OR 977035916, BEND, OR 97703-5916

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 24, 2019
Property Address	20043 BADGER RD, BEND, OR 97702-2570
Document Number	0000050810
Map Reference	CAB G PG 272
Instrument Date	Dec 23, 2019
Instrument	2019-50810
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	DESCHUTES COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	20043 BADGER RD, BEND, OR 97702-2570

Mortgage

Document Number	0000050811
Date	Dec 24, 2019
Instrument	2019-50811

Lender

Name	MORTGAGE EXPRESS LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 16, 2017
Property Address	20043 BADGER RD, BEND, OR 97702-2570
Document Number	0000006330
Instrument Date	Jan 5, 2017
Instrument	2017-06330
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20043 BADGER RD, BEND, OR 97702-2570

Mortgage

Document Number	0000006331
Date	Feb 16, 2017
Instrument	2017-06331

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,844.00 (+3.95%)	$227,520 (+3%)	$572,000 (-3.87%) Land $198,330 Building $373,670
2024	$3,698.00 (+7.88%)	$220,900 (+3%)	$595,020 (-6.08%) Land $205,780 Building $389,240
2023	$3,428.00	$214,470	$633,520 Land $205,780 Building $427,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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