20040 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20040 Napa Loop, Estero, FL 33928 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2022
Square Footage	2,814 sqft Living Area
Lot Size	10,048 sqft (0.231 acres)
Occupancy	Owner Occupied
Last Sale	$518,300 (2022)
Tax Bill	$8,023.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30-46-27-L2-0300B.4220`
Alternative APNs	`273046L20300B4220` `10604225`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,814 sqft Living Area
Gross Area	3,317 sqft Gross Area
1st Floor	1,303 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Tile Flooring

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial Style
Exterior Material	Concrete Block Exterior
Roof Material	Concrete Roof
Lot Area	10,048 sqft (0.231 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	463 sqft Garage
Porch Area	40 sqft Porch
View	Lake View

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	10604225
Street Address	20040 NAPA LOOP
City	ESTERO
State	FL
Zip	33928-9664
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VERDANA VILLAGE PHASE 1B BLOCK B LOT 422 A REPLAT OF TRACT F-1 AS DESC IN INST 2021000198492
Legal Range	27E
Legal Township	46S
Legal Section	30
Legal Subdivision	VERDANA VILLAGE
Legal Phase	1
Legal Tract	F-1
Legal Block	B
Legal Lot Number	422
Jurisdiction	LEE FL
Minor Civil Division	BONITA SPRINGS
Census Blockgroup	1
Census Block	1003
Census Tract	50312

Owner

Source: Lee County records · APN 30-46-27-L2-0300B.4220

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20040 NAPA LOOP, ESTERO, FL 33928-9664
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Deed Doc Number	2022103064
Record Refreshed	Jun 08, 2026

March 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 29, 2022
Property Address	20040 NAPA LOOP, ESTERO, FL 33928-9664
Document Number	0000103064
Map Reference	DOC 2021000198492
Instrument Date	Mar 25, 2022
Instrument	2022000103064
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,628.10
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	20040 NAPA LOOP, ESTERO, FL 33928-9664

Mortgage

Document Number	0000103065
Date	Mar 29, 2022
Instrument	2022000103065

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,023.00 (-0.35%) Homeowner's exemption	$493,866 (-0.81%) Land $112,364 Building $381,502	$493,866 (-0.81%) Land $112,364 Building $381,502
2023	$8,051.00 (+178.48%) Homeowner's exemption	$497,914 (+623.55%) Land $110,499 Building $387,415	$497,914 (+623.55%) Land $110,499 Building $387,415
2022	$2,891.00	$68,815 Land $68,815	$68,815 Land $68,815

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	About 1 in 112 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.