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20040 Legacy Ct, Estero, FL 33928 Property Records

Lee County property record for 20040 Legacy Ct, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 8,370 sqft · built 2003
Lot Size0.588 acres (25,622 sqft)
Owner2 Individual Names on Record
Last Sale$1,100,000 (Dec 2008)
Tax Bill$14,782 (2025)
Deeds & MortgagesJan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN25-46-25-E2-1604B.0400

Property Details

APN / Parcel Number

Primary APN25-46-25-E2-1604B.0400
Alternative APNs
  • 252546E21604B0400
  • 254625160004B0400
  • 10459068

Interior

Bedrooms5 Beds
Full Baths6 Baths
Stories2 Stories
Building Area8,370 sqft Living Area
Gross Area10,470 sqft
1st Floor Area3,994 sqft
Upper Floors Area1,428 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2007
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area25,622 sqft (0.588 acres)
View / LotLake
Garage TypeAttached
Garage Area934 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area1,166 sqft
Patio Area2,319 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10459068
Street Address20040 LEGACY CT
CityESTERO
StateFL
Zip33928-7612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionGRANDE OAK S/D PB 67 PGS 15 THRU 36 TRACT 4B LOT 40
Legal Range25E
Legal Township46S
Legal Section25
Legal SubdivisionGRANDE OAK S/D
Legal Tract4B
Legal Block2
Legal Lot Number40
JurisdictionLEE FL
Township / Civil DivisionLEHIGH ACRES
Census Block Group2
Census Block2006
Census Tract40118

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20040 LEGACY CT, ESTERO, FL 33928-7612
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2008 · Amount on Record
Deed SaleDec 31, 2008 · Amount on Record
Prior SaleMar 5, 2002 · Amount on Record
Deed Document Number2008340283
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address20040 LEGACY CT, ESTERO, FL 33928-7612
Document Number0000027610
Instrument DateJan 30, 2019
Transaction TypeMortgage
Record UpdatedMar 14, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20040 LEGACY CT ESTERO FL 339287612, ESTERO, FL 33928-7612

Mortgage

Document Number0000027610
DateFeb 6, 2019
Instrument27610
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 5, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,178,294 (+2.7%)$1,659,810 (-49.24%) Land $231,268 Building $1,428,542
2025$14,782.00 (+5.93%) Homeowner's exemption$1,147,316 (+5.99%)$3,269,769 (+113.64%) Land $256,397 Building $3,013,372
2023$13,954.00 (+2.79%) Homeowner's exemption$1,082,507 (+4.44%)$1,530,491 (+9.31%) Land $423,628 Building $1,106,863
2022$13,575.00 Homeowner's exemption$1,036,510$1,400,182 Land $203,200 Building $1,196,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 108 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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