20040 Cool Spring Rd, Milton, DE 19968 Property Records

Sussex County property record for 20040 Cool Spring Rd, Milton, DE 19968

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,014 sqft · built 2001
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Dec 2021)
Tax Bill	$1,463 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`234-1.00-7.00`

Property Details

APN / Parcel Number

Primary APN	`234-1.00-7.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,014 sqft Living Area
Gross Area	3,141 sqft
Upper Floors Area	1,047 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	322 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	20040 COOL SPRING RD
City	MILTON
State	DE
Zip	19968-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	NW/RT 290 RT 292 LOT 2
Legal Subdivision	MILTON
Legal Lot Number	2
Jurisdiction	SUSSEX DE
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1016
Census Tract	50804

Owner

Source: Sussex County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20040 COOL SPRING RD, MILTON, DE 19968-3231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed, Transfer · Stand-Alone First Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS AND TRADERS TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Prior Sale	Mar 2, 2000 · Amount on Record
Deed Document Number	202177442
Deed Book / Page	5615 / 28
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Dec 17, 2021
Property Address	20040 COOL SPRING RD, MILTON, DE 19968-3231
Document Number	0056150028
Book / Page	5615 / 28
Instrument Date	Dec 15, 2021
Instrument	20210000077442
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16535 SWEETWATER DR, MILTON, DE 19968-3062

Mortgage

Document Number	20210000077443
Date	Dec 17, 2021
Instrument	20210000077443

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	20040 COOL SPRING RD, MILTON, DE 19968-3231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0163030152
Date	Jun 26, 2017
Book Page	16303/152
Instrument	23792

Lender

Name	MANUFACTURERS AND TRADERS TRUST COMPANY
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Cape Henlopen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,463.00 (-24.47%)	$39,350 (-) Land $3,500 Building $35,850	$693,100 (+780.69%) Land $124,500 Building $568,600
2023	$1,937.00	$39,350 Land $3,500 Building $35,850	$78,700 Land $7,000 Building $71,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cool Spring Rd

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