20040 Bobwhite Ln, Sterling, VA 20165 Property Records

Loudoun County property record for 20040 Bobwhite Ln, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,074 sqft · built 1984
Lot Size	5.05 acres (220,413 sqft)
Owner	2 Company Names on Record
Last Sale	$526,500 (Nov 2025)
Tax Bill	$7,724 (2026)
Deeds & Mortgages	Jan 2026 Transfer Nov 2025 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`039-40-6577-000`

Property Details

APN / Parcel Number

Primary APN	`039-40-6577-000`
Alternative APN	`63B1 4 B`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,074 sqft Living Area
1st Floor Area	924 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	220,413 sqft
Garage Type	Attached
Garage Area	490 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	161 sqft
Deck Area	Deck Area
Patio Area	290 sqft
Shed	1 Shed
Shed Area	325 sqft
Stable	1,680 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	20040 BOBWHITE LN
City	STERLING
State	VA
Zip	20165-2557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	BROAD RUN FARMS POTOMAC DIV 202402120005312 ESMT 1575--1277, 962--1040, 1057--644 ESMT
Legal Subdivision	BROAD RUN FARMS POTOMAC DIV
Legal Block	1
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1002
Census Tract	611101

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	43990 URBANCREST CT, ASHBURN, VA 20147-3820
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Intrafamily Transfer, Transfer
Nov 25, 2025	Deed, Transfer · Conventional Mortgage HOME SAVINGS & TRUST MORTGAGE
Nov 25, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 28, 2017	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 9, 2017	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Aug 9, 2017 · Amount on Record
Deed Document Number	202557852
Prior Transfer Date	Nov 21, 2025
Prior Transfer Doc	0000057852
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Jan 21, 2026
Property Address	20040 BOBWHITE LN, STERLING, VA 20165-2557
Document Number	0000003118
Instrument Date	Jan 20, 2026
Instrument	20260121-0003118
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43990 URBANCREST CT, ASHBURN, VA 20147-3820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	43990 URBANCREST CT, ASHBURN, VA 20147-3820

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUDOUN VA
Recording Date	Nov 25, 2025
Property Address	20040 BOBWHITE LN, STERLING, VA 20165-2557
Document Number	0000057852
Instrument Date	Nov 21, 2025
Instrument	20251125-0057852
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$526.50
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	43990 URBANCREST CT, ASHBURN, VA 20147-3820

Mortgage

Document Number	0000057854
Date	Nov 25, 2025
Instrument	20251125-0057854

Lender

Name	HOME SAVINGS & TRUST MORTGAGE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Nov 25, 2025
Property Address	20040 BOBWHITE LN, STERLING, VA 20165-2557
Document Number	0000057853
Instrument Date	Nov 21, 2025
Instrument	20251125-0057853
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	43990 URBANCREST CT, ASHBURN, VA 20147-3820

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Dec 28, 2017
Property Address	20040 BOBWHITE LN, STERLING, VA 20165-2557
Document Number	20171228080218
Instrument Date	Dec 28, 2017
Instrument	80218
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20040 BOBWHITE LN STERLING VA 201652557, STERLING, VA 20165-2557

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 9, 2017
Property Address	20040 BOBWHITE LN, STERLING, VA 20165-2557
Document Number	20170809049387
Instrument Date	Aug 4, 2017
Instrument	49387
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$598.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20040 BOBWHITE LN STERLING VA 201652557, STERLING, VA 20165-2557

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,724.00 (+9.27%)	$959,620 (+9.28%) Land $471,500 Building $488,120	$959,620 (+9.28%) Land $471,500 Building $488,120
2025	$7,069.00 (+3.27%)	$878,160 (+12.24%) Land $360,600 Building $517,560	$878,160 (+12.24%) Land $360,600 Building $517,560
2023	$6,845.00	$782,380 Land $325,600 Building $456,780	$782,380 Land $325,600 Building $456,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	46 (1984–2018)
Claims Outside the SFHA	8 of 46
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 2 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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