2004 Zacate Dr, Odessa, TX 79765 Property Records

Ector County property record for 2004 Zacate Dr, Odessa, TX 79765

Property Summary

Property Type	Single Family Home
Details	2,494 sqft · built 2008
Lot Size	0.266 acres (11,587 sqft)
Owner	2 Individual Names on File
Last Sale	$367,500 (Nov 2021)
Tax Bill	$5,830 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26555-00020-29000`

Property Details

APN / Parcel Number

Primary APN	`26555-00020-29000`
Alternative APNs	`26555-00109-03100` `R100078538` `100078538`

Interior

Building Area	2,494 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	11,587 sqft (0.266 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Patio Area	61 sqft

Location & Zoning

Street Address	2004 ZACATE DR
City	ODESSA
State	TX
Zip	79765-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC4
Legal Description	RATLIFF RANCH BLOCK 1 LOT 31
Legal Subdivision	RATLIFF RANCH
Legal Block	1
Legal Lot Number	31
Jurisdiction	ECTOR TX
Township / Civil Division	ODESSA
Census Block Group	1
Census Block	1031
Census Tract	2501

Owner

2004 Zacate Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Ector County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2004 ZACATE DR, ODESSA, TX 79765-2838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 20, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Oct 6, 2022	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Nov 23, 2021	Vendor's Lien, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2021 · Amount on File
Deed Sale	Nov 23, 2021 · Amount on File
Prior Sale	Dec 31, 2007 · Amount on File
Deed Document Number	202125149
Prior Transfer Date	Nov 19, 2021
Prior Transfer Doc	0000025149
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ECTOR TX
Recording Date	Oct 8, 2026
Property Address	2004 ZACATE DR, ODESSA, TX 79765-2838
Document Number	0000021063
Instrument Date	Sep 10, 2026
Instrument	202621063
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 ZACATE DR, ODESSA, TX 79765-2838

Mortgage

Document Number	0000021063,
Date	Oct 8, 2026
Instrument	202621063

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	302 Months
Due	Dec 1, 2051

Interest

Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ECTOR TX
Property Address	2004 ZACATE DR, ODESSA, TX 79765-2838
Transaction Type	Mortgage
Record Updated	Apr 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 ZACATE DR, ODESSA, TX 79765-2838

Mortgage

Document Number	0000021311
Date	Dec 20, 2023
Instrument	2023-00021311

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Dec 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ECTOR TX
Property Address	2004 ZACATE DR, ODESSA, TX 79765-2838
Transaction Type	Mortgage
Record Updated	Apr 4, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 ZACATE DR, ODESSA, TX 79765-2838
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020098
Date	Oct 6, 2022
Instrument	2022-00020098

Lender

Name	CENLAR FSB
Type	Bank
Address	TRENTON, NJ 08618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Dec 1, 2051

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ECTOR TX
Recording Date	Nov 23, 2021
Property Address	2004 ZACATE DR, ODESSA, TX 79765-2838
Document Number	0000025149
Map Reference	CAB A PG 180A&B
Instrument Date	Nov 19, 2021
Instrument	2021-00025149
Transaction Type	Transfer
Record Updated	Apr 4, 2024
Title Company	NOT AVAILABLE, TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2301, PAHOA, HI 96778-2202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 ZACATE DR, ODESSA, TX 79765-2838
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025150
Date	Nov 23, 2021
Instrument	2021-00025150

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2004 Zacate Dr was $5,830 with a homeowner's exemption, down 0.3% from the year before.

Source: Ector County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ector County
Municipality	Odessa City
Unified School District	Ector County Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,857 (+13.44%) Land $53,648 Building $404,209	$457,857 (+13.44%) Land $53,648 Building $404,209
2025	$5,830.00 (-0.29%) Homeowner's exemption	$403,619 Land $53,648 Building $349,971	$403,619 Land $53,648 Building $349,971
2024	$5,847.00 (+30.78%)
2023	$4,471.00 (-49.75%) Homeowner's exemption	$323,536 Building $323,536	$323,536 Building $323,536
2022	$8,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2004 Zacate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 Zacate Dr is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ODESSA serves 123,334 people · EPA ID TX0680002
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
BSX Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Rural Telecommunications of America Fixed Wireless	300 / 150
Net Ops Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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