2004 Willowshade Ct, Saint Peters, MO 63376 Property Records

St. Charles County property record for 2004 Willowshade Ct, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,199 sqft · built 1995
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$328,254 (Sep 2020)
Tax Bill	$5,523 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A962000367`

Property Details

APN / Parcel Number

Primary APN	`A962000367`
Alternative APN	`2-0124-7239-00-0172.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,199 sqft Living Area
Gross Area	4,195 sqft
1st Floor Area	2,494 sqft
Basement Area	1,302 sqft
Finished Basement	705 sqft
Unfinished Basement	597 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	88 sqft
Patio Area	922 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A962000367
Street Address	2004 WILLOWSHADE CT
City	SAINT PETERS
State	MO
Zip	63376-3852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CROSSING LOT 172
Legal Subdivision	COUNTRY CROSSING
Legal Lot Number	172
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	3
Census Block	3000
Census Tract	311322

Owner

Source: St. Charles County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2004 WILLOWSHADE CT, SAINT PETERS, MO 63376-3852
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 28, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 21, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FIN'L
Feb 6, 2019	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Sep 21, 2020 · Amount on Record
Deed Document Number	202069842
Prior Transfer Date	Jan 16, 2019
Prior Transfer Doc	0070330558
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2004 WILLOWSHADE CT, SAINT PETERS, MO 63376-3852
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 WILLOWSHADE CT, SAINT PETERS, MO 63376-3852

Mortgage

Document Number	0000006482
Date	Feb 22, 2023
Instrument	2023R-006482

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Oct 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2004 WILLOWSHADE CT, SAINT PETERS, MO 63376-3852
Transaction Type	Mortgage
Record Updated	Mar 11, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 WILLOWSHADE CT, SAINT PETERS, MO 63376-3852

Mortgage

Document Number	0000011564
Date	Feb 28, 2022
Instrument	2022R-011564

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Oct 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 21, 2020
Property Address	2004 WILLOWSHADE CT, SAINT PETERS, MO 63376-3852
Document Number	0000069842
Instrument Date	Sep 17, 2020
Instrument	69842
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 WILLOWSHADR CT ST PETERS MO 63376, ST PETERS, MO 63376

Mortgage

Document Number	69843
Date	Sep 21, 2020
Instrument	69843

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 6, 2019
Property Address	2004 WILLOWSHADE CT, SAINT PETERS, MO 63376-3852
Document Number	0070330558
Book / Page	007033 / 000558
Instrument Date	Jan 16, 2019
Instrument	56230
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 WILLOWSHADE CT ST PETERS MO 633763852, ST PETERS, MO 63376-3852

Mortgage

Document Number	70330561
Date	Feb 6, 2019
Book Page	007033/000561
Instrument	56240

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,523.00 (+5.85%)	$80,515 (+6.4%)	$423,762 (+6.4%) Land $75,000 Building $348,762
2024	$5,218.00
2023		$75,671
2022			$398,267 Land $60,000 Building $338,267

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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