2004 Waverly Pl, Melbourne, FL 32901 Property Records

Brevard County property record for 2004 Waverly Pl, Melbourne, FL 32901

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 1,994 sqft · built 2015
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Oct 2021)
Tax Bill	$6,097 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-03-FD-00045.0-0012.01`

Property Details

APN / Parcel Number

Primary APN	`28-37-03-FD-00045.0-0012.01`
Alternative APNs	`28-37-03-FD-45-12.01` `2817314`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,994 sqft Living Area
Gross Area	2,152 sqft
1st Floor Area	1,231 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	330 sqft
Porch	Finished/Open Porch
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2817314
Street Address	2004 WAVERLY PL
City	MELBOURNE
State	FL
Zip	32901-5445
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	C3
Legal Description	POWELLS RESUBD OF MELBOURNE S 1/2 S 50 FT OF LOT 12 BLK 45
Legal Range	37E
Legal Township	28S
Legal Section	03
Legal Subdivision	POWELLS RESUBD OF MELBOURNE
Legal Block	45
Legal Lot Number	12
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1055
Census Tract	64800

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6900 HIGHWAY A1A, MELBOURNE BEACH, FL 32951-3511
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Feb 28, 2019	Warranty Deed, Transfer · Conventional with PMI WOLFE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Jul 26, 2016 · Amount on Record
Deed Document Number	2021275026
Deed Book / Page	9298 / 1446
Prior Transfer Date	May 10, 2005
Prior Transfer Doc	0054845610
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 20, 2021
Property Address	2004 WAVERLY PL, MELBOURNE, FL 32901-5445
Document Number	0092981446
Book / Page	9298 / 1446
Map Reference	MB 1 PG 84
Instrument Date	Oct 16, 2021
Instrument	2021275026
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2304 N COLUMBUS ST, 2304, ARLINGTON, VA 22207-2525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6900 S HIGHWAY A1A, MELBOURNE, FL 32951-3511

Mortgage

Document Number	92981447
Date	Oct 20, 2021
Instrument	9298/1447

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Feb 28, 2019
Property Address	2004 WAVERLY PL, MELBOURNE, FL 32901-5445
Document Number	0083781684
Book / Page	008378 / 001684
Instrument Date	Feb 27, 2019
Instrument	41459
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	TITLE SOLUTIONS/FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 FRANKLIN ST MELBOURNE FL 32901, MELBOURNE, FL 32901

Mortgage

Document Number	83781685
Date	Feb 28, 2019
Book Page	008378/001685
Instrument	41460

Lender

Name	WOLFE FIN'L
Type	Funding / Finance Company
Address	ASHEBORO, NC 27203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,160 (+0.75%)	$342,160 (+0.75%)
2025	$6,097.00 (+1.52%)	$339,600 (+5.61%)	$339,600 (+5.61%)
2024	$6,006.00 (+5.35%)
2023	$5,701.00 (+6.03%)	$321,570 (+3.92%) Land $50,000 Building $271,570	$321,570 (+3.92%) Land $50,000 Building $271,570
2022	$5,377.00	$309,450 Land $40,000 Building $269,450	$309,450 Land $40,000 Building $269,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	94 units insured incl. 62 condo units
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	10 of 13
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Tropical Storm Fay, Aug 2008 · 5 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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