Black Hawk County property record for 2004 W 3rd St, Cedar Falls, IA 50613
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,288 sqft · built 1978 |
| Lot Size | 0.212 acres (9,256 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,402 (2025) |
| Deeds & Mortgages | Sep 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 8914-11-180-004 |
| Primary APN | 8914-11-180-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Finished Basement | 825 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,256 sqft (0.212 acres) |
| Lot Dimensions | 89 ft deep x 104 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2004 W 3RD ST |
|---|---|
| City | CEDAR FALLS |
| State | IA |
| Zip | 50613-1915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HILLVIEW ADDITION LOT 6 |
| Legal Range | 14W |
| Legal Township | 89N |
| Legal Section | 11 |
| Legal Subdivision | HILLVIEW ADDITION |
| Legal Lot Number | 6 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | CEDAR FALLS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 2605 |
2004 W 3rd St is owned and occupied by an individual.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2004 W 3RD ST, CEDAR FALLS, IA 50613-1915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 2004 W 3RD ST, CEDAR FALLS, IA 50613-1915 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2019 |
| Name | Verified Name |
|---|
| Document Number | 202000004664 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 202000004664 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 2004 W 3rd St was $3,402 with a homeowner's exemption, up 3.2% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Cedar Falls City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,402.00 (+3.22%) Homeowner's exemption | $246,520 Land $38,840 Building $207,680 | $246,520 Land $38,840 Building $207,680 |
| 2024 | $3,296.00 | ||
| 2023 | $223,480 (+14.65%) Land $38,840 Building $184,640 | $223,480 Land $38,840 Building $184,640 | |
| 2022 | $3,372.00 Homeowner's exemption | $194,930 Land $38,840 Building $156,090 | |
| 2021 | $194,930 Land $38,840 Building $156,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2004 W 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2004 W 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cedar Falls Utilities Fiber | 10,000 / 10,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink.
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