2004 Truett Way, Frederick, MD 21702 Property Records

Frederick County property record for 2004 Truett Way, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 3,404 sqft · built 2015
Lot Size	0.208 acres (9,069 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Aug 2020)
Tax Bill	$8,424 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-590032`

Property Details

APN / Parcel Number

Primary APN	`02-590032`
Alternative APN	`590032`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,404 sqft Living Area
Gross Area	3,844 sqft
1st Floor Area	1,468 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,069 sqft (0.208 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	590032
Street Address	2004 TRUETT WAY
City	FREDERICK
State	MD
Zip	21702-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 312 PHASE 4 9,069 SQ FT TUSCARORA CREEK PND
Legal Subdivision	TUSCARORA CREEK
Legal Phase	4,9
Legal Lot Number	312
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	2
Census Block	2009
Census Tract	751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2004 Truett Way is owned and occupied by two individuals who bought it in August 2020.

Source: Frederick County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2004 TRUETT WAY, FREDERICK, MD 21702-2121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING
Aug 21, 2020	Deed, Transfer · VA Mortgage WESBANCO BANK INC
Jul 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 26, 2017	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2020 · Amount on File
Deed Sale	Aug 21, 2020 · Amount on File
Prior Sale	Aug 25, 2015 · Amount on File
Deed Book / Page	14001 / 51
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Jun 30, 2026
Property Address	2004 TRUETT WAY, FREDERICK, MD 21702-2121
Document Number	1793000299
Book / Page	17939 / 299
Instrument Date	Jun 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 TRUETT WAY, FREDERICK, MD 21702-2121

Mortgage

Document Number	1793000299,
Date	Jun 30, 2026
Book Page	17939/299

Lender

Name	PLANET HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 21, 2020
Property Address	2004 TRUETT WAY, FREDERICK, MD 21702-2121
Document Number	0140010051
Book / Page	14001 / 51
Map Reference	MB 93 PG 15
Instrument Date	Aug 17, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	BRENNAN TTL CO NATL ACCOUNTS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0001400158
Date	Aug 21, 2020
Instrument	14001/58

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2004 TRUETT WAY, FREDERICK, MD 21702-2121
Document Number	0119970182
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2004 TRUETT WAY FREDERICK MD 217022121, FREDERICK, MD 21702-2121

Mortgage

Document Number	0119970182
Date	Aug 25, 2017
Book Page	011997/000182

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2047

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	2004 TRUETT WAY, FREDERICK, MD 21702-2121
Document Number	0119970174
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 19, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2004 TRUETT WAY FREDERICK MD 217022121, FREDERICK, MD 21702-2121

Mortgage

Document Number	0119970174
Date	Aug 25, 2017
Book Page	011997/000174

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 24, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2004 Truett Way was $8,424 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,424.00 Homeowner's exemption	$622,800 Land $100,400 Building $522,400	$622,800 Land $100,400 Building $522,400
2023	$7,857.00 Homeowner's exemption	$511,067	$622,800 Land $100,400 Building $522,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2004 Truett Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 Truett Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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