2004 Trout Gulch Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 2004 Trout Gulch Rd, Aptos, CA 95003

Property Summary

Property Type	Recreational Vacant Land
Details	4 bd · 2.5 ba · 3,037 sqft · built 1986
Lot Size	1.96 acres (85,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$795,000 (Oct 2013)
Tax Bill	$11,903 (2025)
Deeds & Mortgages	May 2022 Transfer May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-121-32`

Property Details

APN / Parcel Number

Primary APN	`041-121-32`
Alternative APNs	`041-121-32-000` `041-121-80-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	3,037 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	85,473 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Deck Area	777 sqft
Patio Area	777 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	04112132000
Street Address	2004 TROUT GULCH RD
City	APTOS
State	CA
Zip	95003-3032
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	RA
Legal Subdivision	APTOS RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1023
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2004 TROUT GULCH RD, APTOS, CA 95003-3032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Intrafamily Transfer, Transfer
May 27, 2022	Grant Deed, Transfer
May 27, 2022	Intrafamily Transfer, Transfer
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2013 · Amount on Record
Deed Sale	Oct 15, 2013 · Amount on Record
Prior Sale	Oct 5, 2010 · Amount on Record
Deed Document Number	201349362
Last Transfer Date	Apr 15, 2022
Transfer Doc	0000016573
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 27, 2022
Property Address	2004 TROUT GULCH RD, APTOS, CA 95003-3032
Document Number	0000016573
Map Reference	DOC 2001-0036766
Instrument Date	Apr 15, 2022
Instrument	2022-0016573
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 TROUT GULCH RD, APTOS, CA 95003-3032

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 27, 2022
Property Address	2004 TROUT GULCH RD, APTOS, CA 95003-3032
Document Number	0000016571
Instrument Date	Apr 15, 2022
Instrument	2022-0016571
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2004 TROUT GULCH RD, APTOS, CA 95003-3032

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 27, 2022
Property Address	2004 TROUT GULCH RD, APTOS, CA 95003-3032
Document Number	0000016572
Instrument Date	Apr 15, 2022
Instrument	2022-0016572
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2004 TROUT GULCH RD, APTOS, CA 95003-3032

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2004 TROUT GULCH RD, APTOS, CA 95003-3032
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 TROUT ROAD, APTOS, CA 95003

Mortgage

Document Number	0000010858
Date	Feb 22, 2021
Instrument	2021-0010858

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$994,902 (+2.09%) Land $597,280 Building $397,622
2025	$11,903.00 (+7.66%)	$974,560 (+4.04%) Land $584,736 Building $389,824
2024	$11,056.00 (+1.63%)
2023	$10,879.00 (+1.91%)	$936,718 Land $562,030 Building $374,688	$1,191,420
2022	$10,675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROUT GULCH MUTUAL WATER COMPANY private · serves 614 people · EPA ID CA4400502
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Etheric Networks.

Cell Coverage

4G LTE only, no 5G reported

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