2004 Sturdy Rd, Valparaiso, IN 46383 Property Records

Porter County property record for 2004 Sturdy Rd, Valparaiso, IN 46383

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,820 sqft · built 1976
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on File
Last Sale	$292,552 (Sep 2023)
Tax Bill	$3,013 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-10-18-256-004.000-004`

Property Details

APN / Parcel Number

Primary APN	`64-10-18-256-004.000-004`
Alternative APNs	`01000001350` `01000000590` `00000910827`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
Gross Area	2,282 sqft
1st Floor Area	1,820 sqft
Family Room	Family Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2004 STURDY RD
City	VALPARAISO
State	IN
Zip	46383-3839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WORTHINGTON GATES SEC A LOT 30
Legal Subdivision	WORTHINGTON GATES
Legal Lot Number	30
Jurisdiction	PORTER IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1003
Census Tract	50705

Owner

2004 Sturdy Rd is owned and occupied by two individuals who bought it in September 2023.

Source: Porter County records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2004 STURDY RD, VALPARAISO, IN 46383-3839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Sep 26, 2023	Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on File
Deed Sale	Sep 26, 2023 · Amount on File
Prior Sale	May 11, 2010
Deed Document Number	202316150
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Recording Date	Aug 25, 2026
Property Address	2004 STURDY RD, VALPARAISO, IN 46383-3839
Document Number	0000016695
Instrument Date	Aug 14, 2026
Instrument	202616695
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 STURDY RD, VALPARAISO, IN 46383-3839

Mortgage

Document Number	0000016695,
Date	Aug 25, 2026
Instrument	202616695

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	PORTER IN
Recording Date	Sep 26, 2023
Property Address	2004 STURDY RD, VALPARAISO, IN 46383-3839
Document Number	0000016150
Map Reference	FL 15-A-9
Instrument Date	Sep 22, 2023
Instrument	2023-016150
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2004 STURDY RD, VALPARAISO, IN 46383-3839

Mortgage

Document Number	0000016152
Date	Sep 26, 2023
Instrument	2023-016152

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2004 Sturdy Rd was $3,013, down 3.4% from the year before.

Source: Porter County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Center Township
Municipality	Valparaiso City
Unified School District	Valparaiso Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,013.00 (-3.43%) Homeowner's exemption	$293,200 Land $47,500 Building $245,700	$293,200 Land $47,500 Building $245,700
2024	$3,120.00 (+4.98%)
2023	$2,972.00 (-49.93%)	$254,000 (+5.75%) Land $44,400 Building $209,600	$254,000 (+5.75%) Land $44,400 Building $209,600
2022	$5,936.00	$240,200 Land $44,400 Building $195,800	$240,200 Land $44,400 Building $195,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2004 Sturdy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2004 Sturdy Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALPARAISO DEPARTMENT OF WATER WORKS serves 36,000 people · EPA ID IN5264029
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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