2004 Stephens St, Ashland, KY 41101 Property Records

Boyd County property record for 2004 Stephens St, Ashland, KY 41101

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,196 sqft · built 1961
Lot Size0.211 acres (9,199 sqft)
OwnerIndividual Name on Record
Last Sale$10,000 (Apr 2017)
Tax Bill$522 (2025)
Flood ZoneZone X (minimal risk)
APN031-09-14-004.00

Property Details

APN / Parcel Number

Primary APN031-09-14-004.00
Alternative APN
  • 733311

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,196 sqft Living Area
Gross Area312 sqft
Basement Area1,196 sqft
Unfinished Basement1,196 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,199 sqft (0.211 acres)
Garage TypeBasement
DrivewayConcrete Driveway
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number733311
Street Address2004 STEPHENS ST
CityASHLAND
StateKY
Zip41101-3541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionLOT 19 PART OF LOT 20
Legal SubdivisionSTEPHENS ADD
Legal Lot Number19,20
JurisdictionBOYD KY
Township / Civil DivisionASHLAND
Census Block Group3
Census Block3015
Census Tract30800

Owner

Source: Boyd County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2004 STEPHENS ST, ASHLAND, KY 41101-3541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2017 · Amount on Record
Deed SaleApr 10, 2017 · Amount on Record
Prior SaleJun 16, 2016 · Amount on Record
Deed Document Number2017754377
Deed Book / Page789 / 605
Prior Transfer DateDec 15, 2010
Prior Transfer Doc000735/264
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyBoyd County
MunicipalityAshland City
Unified School DistrictAshland Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$522.00 (-2.43%)$82,300 (-) Land $10,000 Building $72,300$82,300 (-) Land $10,000 Building $72,300
2023$535.00$82,300 Land $10,000 Building $72,300$82,300 Land $10,000 Building $72,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASHLAND WATER WORKS
serves 44,402 people · EPA ID KY0100011
Water SourceSurface water
Last State InspectionNov 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Haloacetic acids
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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