2004 Stemler Rd, Columbia, IL 62236 Property Records

St. Clair County property record for 2004 Stemler Rd, Columbia, IL 62236

Property Summary

Property Type	Single Family Home
Details	4 ba · 900 sqft · built 1921
Lot Size	3.11 acres (135,472 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,500 (Aug 2012)
Tax Bill	$3,550 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2024 Transfer + 1 more
APN	`11-12-0-100-039`

Property Details

APN / Parcel Number

Primary APN	`11-12-0-100-039`
Alternative APN	`11120100037`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	900 sqft Living Area
Basement Area	900 sqft
Unfinished Basement	900 sqft
Sunroom	Sunroom

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	135,472 sqft (3.11 acres)

Exterior Amenities

Porch	Slab
Porch Area	1,328 sqft
Deck Area	180 sqft
Patio Area	300 sqft
Pole Barn	864 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2004 STEMLER RD
City	COLUMBIA
State	IL
Zip	62236-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUGAR LOAF TWP SEC 12 PT NW IN A02808611
Legal Subdivision	SUGAR LOAF TWP
Legal Block	100
Jurisdiction	ST CLAIR IL
Township / Civil Division	SUGAR LOAF
Census Block Group	2
Census Block	2062
Census Tract	503101

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2004 STEMLER RD, COLUMBIA, IL 62236-2926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF WATERLOO
Mar 26, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 12, 2021	Deed of Trust, Construction Loan · Construction Mortgage MIDLAND STATES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2012 · Amount on Record
Deed Sale	Aug 7, 2012 · Amount on Record
Prior Sale	Jun 15, 2009 · Amount on Record
Deed Document Number	20122325728
Last Transfer Date	Mar 22, 2024
Transfer Doc	0002808611
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	2004 STEMLER RD, COLUMBIA, IL 62236-2926
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02862133
Date	Oct 2, 2025
Instrument	A02862133

Lender

Name	FIRST NATIONAL BANK OF WATERLOO
Type	Bank
Address	COLUMBIA, IL 62236

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Mar 26, 2024
Property Address	2004 STEMLER RD, COLUMBIA, IL 62236-2926
Document Number	0A02808611
Instrument Date	Mar 22, 2024
Instrument	A02808611
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 STEMLER RD, COLUMBIA, IL 62236-2926

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Recording Date	Jan 12, 2021
Property Address	2004 STEMLER RD, COLUMBIA, IL 62236-2926
Document Number	00A2683195
Instrument Date	Jan 6, 2021
Instrument	2683195
Transaction Type	Construction Loan
Record Updated	Apr 13, 2021
Title Company	ACCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2004 STEMLER RD COLUMBIA IL 622362926, COLUMBIA, IL 62236-2926

Mortgage

Document Number	00A2683195
Date	Jan 12, 2021
Instrument	2683195

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 11, 2036

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Sugar Loaf Township
Unified School District	Columbia Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,550.00 (+4.2%) Homeowner's exemption	$64,578 (+5.18%) Land $8,004 Building $56,574	$193,734 (+5.18%) Land $24,012 Building $169,722
2024	$3,407.00 (+28.61%)	$61,398 (+14.73%) Land $8,205 Building $53,193	$184,194 (+14.73%) Land $24,615 Building $159,579
2022		$53,513 Land $7,151 Building $46,362	$160,539 Land $21,453 Building $139,086
2019	$2,649.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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