2004 Spotted Ct, Plano, TX 75074 Property Records

Collin County property record for 2004 Spotted Ct, Plano, TX 75074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,630 sqft · built 2007
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$479,750 (Aug 2026)
Tax Bill	$5,694 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-8877-00D-0140-1`

Property Details

APN / Parcel Number

Primary APN	`R-8877-00D-0140-1`
Alternative APNs	`000002587759` `2587759`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,630 sqft Living Area
Gross Area	3,322 sqft
1st Floor Area	1,277 sqft
2nd Floor Area	1,354 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2004 SPOTTED CT
City	PLANO
State	TX
Zip	75074-2094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK POINT ESTATES, BLK D, LOT 14
Legal Subdivision	OAK POINT ESTATES (CPL)
Legal Block	D
Legal Lot Number	14
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	1
Census Block	1022
Census Tract	32013

Owner

Source: Collin County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2004 SPOTTED CT, PLANO, TX 75074-2094
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 20, 2019	Warranty Deed, Transfer USAA
May 31, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Nov 20, 2019 · Amount on Record
Deed Document Number	2026117979
Prior Transfer Date	Nov 6, 2019
Prior Transfer Doc	0001480840
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIN TX
Recording Date	Aug 31, 2026
Property Address	2004 SPOTTED CT, PLANO, TX 75074-2094
Document Number	0000117979
Instrument Date	Aug 31, 2026
Instrument	2026117979
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 SPOTTED CT, PLANO, TX 75074-2094

Mortgage

Document Number	0000117980,
Date	Aug 31, 2026
Instrument	2026117980

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Nov 20, 2019
Property Address	2004 SPOTTED CT, PLANO, TX 75074-2094
Document Number	0001480840
Instrument Date	Nov 6, 2019
Instrument	1480840
Transaction Type	Transfer
Record Updated	Dec 12, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2004 SPOTTED CT PLANO TX 750742094, PLANO, TX 75074-2094

Mortgage

Document Number	1480850
Date	Nov 20, 2019
Instrument	1480850

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	May 31, 2018
Property Address	2004 SPOTTED CT, PLANO, TX 75074-2094
Document Number	0000661500
Instrument Date	May 29, 2018
Instrument	661500
Transaction Type	Transfer
Record Updated	Jun 29, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 SPOTTED CT PLANO TX 750742094, PLANO, TX 75074-2094

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,694.00 (+5.86%) Homeowner's exemption	$454,040 (-6.43%) Land $110,000 Building $432,831	$542,831 (+11.87%) Land $110,000 Building $432,831
2024	$5,379.00 (-4.05%)
2023		$485,238 Land $110,000 Building $375,238	$485,238 Land $110,000 Building $375,238
2022	$5,606.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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