2004 Spice Cir, Naperville, IL 60565 Property Records

DuPage County property record for 2004 Spice Cir, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,284 sqft · built 1993
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$324,000 (Oct 2003)
Tax Bill	$9,799 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-28-419-054`

Property Details

APN / Parcel Number

Primary APN	`08-28-419-054`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,284 sqft Living Area
Gross Area	3,468 sqft
1st Floor Area	1,184 sqft
2nd Floor Area	1,100 sqft
Basement Area	1,184 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	6,970 sqft (0.16 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2004 SPICE CIR
City	NAPERVILLE
State	IL
Zip	60565-6807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	IMPRESSIONS OF LAURELGLEN PHASE 2 ALL
Legal Subdivision	IMPRESSIONS OF LAURELGLEN PHASE 2
Legal Phase	2
Legal Lot Number	75
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	2
Census Block	2020
Census Tract	846304

Owner

2004 Spice Cir is owned and occupied by an individual who bought it in October 2003.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2004 SPICE CIR, NAPERVILLE, IL 60565-6807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2003 · Amount on File
Deed Sale	Oct 2, 2003 · Amount on File
Prior Sale	Jul 21, 1999 · Amount on File
Deed Document Number	2003382171
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	2004 SPICE CIR, NAPERVILLE, IL 60565-6807
Transaction Type	Mortgage
Record Updated	Jan 16, 2023
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 SPICE CIR, NAPERVILLE, IL 60565-6807

Mortgage

Document Number	0000111304
Date	Dec 30, 2022
Instrument	R2022-111304

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.95%
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	2004 SPICE CIR, NAPERVILLE, IL 60565-6807
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114743
Date	Jul 29, 2021
Instrument	R2021-114743

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2004 Spice Cir was $9,799 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,799.00	$175,913 Land $58,673 Building $117,240	$527,739 Land $176,019 Building $351,720
2022	$5,883.00 Homeowner's exemption	$96,910 Land $44,850 Building $52,060	$290,730 Land $134,550 Building $156,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2004 Spice Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1979–1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2004 Spice Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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