2004 Spencer St, Omaha, NE 68110 Property Records

Douglas County property record for 2004 Spencer St, Omaha, NE 68110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,612 sqft · built 1949
Lot Size	0.045 acres (1,969 sqft)
Owner	Company Name on Record
Last Sale	$45,000 (Oct 2018)
Tax Bill	$1,570 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit May 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0447-2508-14`

Property Details

APN / Parcel Number

Primary APN	`0447-2508-14`
Alternative APNs	`R1404472508` `1404472508`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,612 sqft Living Area
Gross Area	2,434 sqft
Basement Area	806 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	1,969 sqft (0.045 acres)
Garage Type	Carport
Garage Area	242 sqft
Carport	Carport
Carport Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1404472508
Street Address	2004 SPENCER ST
City	OMAHA
State	NE
Zip	68110-1943
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	THE HORIZON LOT 5 BLOCK 0 IRREG
Legal Subdivision	HORIZON
Legal Lot Number	5
Jurisdiction	DOUGLAS NE
Township / Civil Division	OMAHA
Census Block Group	1
Census Block	1033
Census Tract	800

Owner

Source: Douglas County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 540044, OMAHA, NE 68154-0044
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2018	Deed of Trust, Mortgage · Line of Credit DUNDEE BANK
May 13, 2020	Deed of Trust, Mortgage · Line of Credit DUNDEE BK
Sep 30, 2019	Grant Deed, Mortgage · Line of Credit DUNDEE BK
Oct 12, 2018	Warranty Deed, Transfer NEBRASKA TITLE
Sep 9, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Prior Sale	Aug 9, 2018
Deed Document Number	201881580
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	2004 SPENCER ST, OMAHA, NE 68110-1943
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093624
Date	Nov 28, 2018
Instrument	2018093624

Lender

Name	DUNDEE BANK
Type	Bank
Address	OMAHA, NE 68132

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 19, 2023

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	2004 SPENCER ST, OMAHA, NE 68110-1943
Document Number	0000045208
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5906 N 292ND CIR VALLEY NE 680645241, VALLEY, NE 68064-5241

Mortgage

Document Number	0000045208
Date	May 13, 2020
Instrument	45208

Lender

Name	DUNDEE BK
Type	Bank
Address	5015 UNDERWOOD AVE, OMAHA, NE 68132-2235

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 12, 2040

Interest

Rate Type	Adjustable Rate

September 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	DOUGLAS NE
Recording Date	Sep 30, 2019
Property Address	2004 SPENCER ST, OMAHA, NE 68110-1943
Instrument Date	Sep 24, 2019
Instrument	81684
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5906 N 292ND CIR VALLEY NE 680645241, VALLEY, NE 68064-5241

Mortgage

Document Number	0000081684
Date	Sep 30, 2019
Instrument	81684

Lender

Name	DUNDEE BK
Type	Bank
Address	5015 UNDERWOOD AVE, OMAHA, NE 68132-2235

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 29, 2024

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Oct 12, 2018
Property Address	2004 SPENCER ST, OMAHA, NE 68110-1943
Document Number	0000081580
Instrument Date	Oct 4, 2018
Instrument	81580
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	NEBRASKA TITLE

Transaction

Amount	Amount Recorded
Tax	$101.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2004 SPENCER ST OMAHA NE 681101943, OMAHA, NE 68110-1943
Investor	Possibly a Property Investor

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DOUGLAS NE
Recording Date	Sep 9, 2018
Property Address	2004 SPENCER ST, OMAHA, NE 68110-1943
Document Number	0000063049
Instrument Date	Aug 3, 2018
Instrument	63049
Transaction Type	Foreclosure
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$67.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2004 SPENCER ST OMAHA NE 681101943, OMAHA, NE 68110-1943

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Omaha City
Unified School District	Omaha Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,570.00 (+7.53%)	$93,900 (-17.12%) Land $5,800 Building $88,100	$93,900 (-17.12%) Land $5,800 Building $88,100
2024	$1,460.00 (-38.91%)
2023	$2,390.00 (+19.02%)	$113,300 Land $5,800 Building $107,500	$113,300 Land $5,800 Building $107,500
2022	$2,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Nextlink, T-Mobile, Western Iowa Wireless.

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