2004 S Overton Ave, Independence, MO 64052 Property Records

Jackson County property record for 2004 S Overton Ave, Independence, MO 64052

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 953 sqft · built 1924
Lot Size	0.5 acres (21,798 sqft)
Owner	2 Individual Names on File
Last Sale	$90,440 (Jan 2024)
Tax Bill	$1,450 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`27-510-12-30`

Property Details

APN / Parcel Number

Primary APN	`27-510-12-30`
Alternative APNs	`27-510-12-30-00-0-00-000` `27510123000000001` `791322`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	953 sqft Living Area
1st Floor Area	704 sqft
Basement Area	704 sqft
Flooring	Carpet

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,798 sqft (0.5 acres)
Lot Dimensions	135 ft deep x 120 ft wide
Porch	Open Porch
Porch Area	158 sqft
Deck Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	791322
Street Address	2004 S OVERTON AVE
City	INDEPENDENCE
State	MO
Zip	64052-1616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARRISONS PARK LOTS 241, 242, 243 & 244
Legal Subdivision	HARRISONS PARK
Legal Block	5
Legal Lot Number	242
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	5
Census Block	5012
Census Tract	11800

Owner

2004 S Overton Ave is owned and occupied by two individuals who bought it in January 2024.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2004 S OVERTON AVE, INDEPENDENCE, MO 64052-1616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jan 22, 2024	Deed, Transfer · Line of Credit BANK OF WESTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2024 · Amount on File
Deed Sale	Jan 22, 2024 · Amount on File
Deed Document Number	20244115
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	May 13, 2026
Property Address	2004 S OVERTON AVE, INDEPENDENCE, MO 64052-1616
Document Number	0000035919
Instrument Date	Apr 16, 2026
Instrument	202635919
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 S OVERTON AVE, INDEPENDENCE, MO 64052-1616

Mortgage

Document Number	0000035919,
Date	May 13, 2026
Instrument	202635919

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.22%
Max Rate	-1%

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	JACKSON MO
Recording Date	Jan 22, 2024
Property Address	2004 S OVERTON AVE, INDEPENDENCE, MO 64052-1616
Document Number	00E0004115
Instrument Date	Jan 12, 2024
Instrument	2024E0004115
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2004 S OVERTON AVE, INDEPENDENCE, MO 64052-1616

Mortgage

Document Number	00E0004232
Date	Jan 22, 2024
Instrument	2024E0004232

Lender

Name	BANK OF WESTON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 12, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 2004 S Overton Ave was $1,450, up 63.7% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,307 (-) Land $3,393 Building $7,914	$59,510 (-)
2025	$1,450.00 (+63.66%)	$11,307 Land $3,393 Building $7,914	$59,510
2024	$886.00 (+2.43%)
2023	$865.00	$12,440 Land $1,298 Building $11,142	$65,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2004 S Overton Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 S Overton Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Wisper ISP.

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