2004 S 41st St, Saint Joseph, MO 64507 Property Records

Buchanan County property record for 2004 S 41st St, Saint Joseph, MO 64507

Property Summary

Property TypeSingle Family Home
Details1,338 sqft · built 1950
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Tax Bill$1,418 (2025)
Deeds & MortgagesAug 2019 Mortgage
Apr 2024 Mortgage
+ 3 more
APN06-6.0-14-004-000-036.000

Property Details

APN / Parcel Number

Primary APN06-6.0-14-004-000-036.000

Interior

Building Area1,338 sqft Base Area
1st Floor Area1,338 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions120 ft deep x 96.6 ft wide

Location & Zoning

Street Address2004 S 41ST ST
CitySAINT JOSEPH
StateMO
Zip64507-2347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITY
Legal DescriptionSUB:LEMON HEIGHTS LOT:17 BLK:1LGL DESC:E 120' S 96.6'
Legal SubdivisionLEMON HEIGHTS
Legal Block1
Legal Lot Number17
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1002
Census Tract1700

Owner

2004 S 41st St is owned and occupied by an individual who acquired it in November 2022.

Source: Buchanan County records, as of July 13, 2026

Owner of RecordIndividual Name on File
Mailing Address2004 S 41ST ST, SAINT JOSEPH, MO 64507-2347
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
MUTUAL SAVINGS ASSN
Apr 3, 2024Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Dec 13, 2022Deed of Trust, Mortgage · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 29, 2022Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 2, 2008Warranty Deed, Transfer · Conventional Mortgage
NODAWAY VALLEY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2022
Deed SaleNov 29, 2022
Prior SaleAug 19, 2019
Deed Document Number202211294
Deed Book / Page3782 / 654
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2004 S 41ST ST, SAINT JOSEPH, MO 64507-2347
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number003740/705
DateAug 27, 2019
Book Page3740/705
Instrument2019007145
Lender
NameMUTUAL SAVINGS ASSN
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2049
Interest
Rate TypeFixed Rate

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2004 S 41ST ST, SAINT JOSEPH, MO 64507-2347
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 S 41ST ST, SAINT JOSEPH, MO 64507-2347
InvestorPossibly a Property Investor

Mortgage

Document Number003795/986
DateApr 3, 2024
Book Page3795/986
Instrument2024002365
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueMar 1, 2054

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address2004 S 41ST ST, SAINT JOSEPH, MO 64507-2347
Transaction TypeMortgage
Record UpdatedDec 23, 2022
Title CompanyFIRST AMERICAN TTL INS COMPA

Transferred To (Grantee/Buyer)

NameVerified Name
Address2515 KENT ST, SAINT JOSEPH, MO 64505-1832

Mortgage

Document Number0003783/18
DateDec 13, 2022
Book Page3783/18
Instrument2022011665
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2052

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateNov 29, 2022
Property Address2004 S 41ST ST, SAINT JOSEPH, MO 64507-2347
Document Number003782/654
Book / Page3782 / 654
Instrument DateNov 12, 2022
Instrument2022011294
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanySECURITY 1ST TTL ALL BRANCHE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2004 S 41ST ST, SAINT JOSEPH, MO 64507-2347

Mortgage

Document Number2022011665
DateNov 29, 2022
Instrument2022011665
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

October 2008: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateOct 2, 2008
Property Address2004 S 41ST ST, SAINT JOSEPH, MO 64507-2347
Document Number03104/0465
Book / Page3104 / 0465
Instrument DateOct 2, 2008
Instrument2008012832
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyST JOSEPH TITLE & ABSTRACT C

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13177 HIGHWAY 116, 13177, CUMMINGS, KS 66016-9151

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 S 41ST ST, SAINT JOSEPH, MO 64507-2347
InvestorPossibly a Property Investor

Mortgage

Document Number03104/0467
DateOct 2, 2008
Book Page3104/0467
Instrument2008012833
Lender
NameNODAWAY VALLEY BANK
AddressSAINT JOSEPH, MO 64507
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term12 Months
DueOct 15, 2009

Tax Assessment & Valuation

The 2025 property tax bill for 2004 S 41st St was $1,418, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,418.00 (+0.07%)$19,760 Land $3,520 Building $16,240$103,990 Land $18,500 Building $85,490
2024$1,417.00 (+15.67%)
2023$1,225.00 (-0.65%)$18,630 (-) Land $3,520 Building $15,110$98,010 Land $18,500 Building $79,510
2022$1,233.00$18,630 Land $3,520 Building $15,110
2021$98,010 Land $18,500 Building $79,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2004 S 41st St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 S 41st St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST JOSEPH
private · serves 89,171 people · EPA ID MO1010714
Water SourceGroundwater
Last State InspectionNov 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
United Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Mercury Fiber
Fixed Wireless
150 / 20

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