2004 Rustads Cir, Williamsburg, VA 23188 Property Records

James City County property record for 2004 Rustads Cir, Williamsburg, VA 23188

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,487 sqft · built 2013
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on Record
Last Sale$268,000 (Mar 2025)
Tax Bill$1,787 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-2 10-0-2004

Property Details

APN / Parcel Number

Primary APN23-2 10-0-2004
Alternative APN
  • 33320

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,487 sqft Living Area
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area47,916 sqft (1.1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number33320
Street Address2004 RUSTADS CIR
CityWILLIAMSBURG
StateVA
Zip23188-1142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMU MIXED USE
Legal DescriptionU-2004 PH-20A WILLIAMSBURG VILLAGE @ NORGE
Legal SubdivisionWILLIAMSBURG VILLAGE AT NORGE
Legal Phase20A
Legal Lot Number2004
JurisdictionJAMES CITY VA
Township / Civil DivisionSTONEHOUSE
Census Block Group4
Census Block4024
Census Tract80402

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2004 RUSTADS CIR, WILLIAMSBURG, VA 23188-1142
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Warranty Deed, Transfer · VA Mortgage
PROSPERITY HOME MORTGAGE LLC
Aug 28, 2017Warranty Deed, Transfer
TOWNE MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2025 · Amount on Record
Deed SaleMar 4, 2025 · Amount on Record
Prior SaleOct 3, 2022 · Amount on Record
Deed Document Number202503024
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateOct 3, 2022
Property Address2004 RUSTADS CIR, WILLIAMSBURG, VA 23188-1142
Document Number0202214397
Instrument DateSep 29, 2022
Instrument202214397
Transaction TypeTransfer
Record UpdatedOct 12, 2022
Title CompanyLYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 RUSTADS CIR, WILLIAMSBURG, VA 23188-1142

Mortgage

Document Number0202214398
DateOct 3, 2022
Instrument202214398
Lender
NamePROSPERITY HOME MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term171 Months
DueJan 5, 2037
Interest
Rate TypeFixed Rate

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateAug 28, 2017
Property Address2004 RUSTADS CIR, WILLIAMSBURG, VA 23188-1142
Document Number0000017045
Instrument DateAug 16, 2017
Instrument17045
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 RUSTADS CIR #2004 WILLIAMSBURG VA 231881142, 2004, WILLIAMSBURG, VA 23188-1142

Mortgage

Document Number17046
DateAug 28, 2017
Instrument17046
Lender
NameTOWNE MTG
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueAug 27, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,787.00 (+6.37%)$215,400 (+21.22%) Land $50,000 Building $165,400$215,400 (+21.22%) Land $50,000 Building $165,400
2024$1,680.00 (+13.98%)
2023$1,474.00$177,700 Land $50,000 Building $127,700$177,700 Land $50,000 Building $127,700
2022$1,474.00 (+10.08%)
2019$1,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims3 (2022–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100

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