2004 Ruger Dr, Plano, TX 75023 Property Records

Collin County property record for 2004 Ruger Dr, Plano, TX 75023

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,535 sqft · built 1991
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$160,900 (Dec 1993)
Tax Bill$6,230 (2025)
Deeds & MortgagesJul 2022 Transfer
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR-1595-001-0070-1

Property Details

APN / Parcel Number

Primary APNR-1595-001-0070-1
Alternative APNs
  • 000001686143
  • 1686143

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,535 sqft Living Area
Gross Area3,213 sqft
1st Floor Area2,535 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchCovered Patio/Porch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2004 RUGER DR
CityPLANO
StateTX
Zip75023-3221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionHUNTERS RIDGE PHASE 1, BLK 1, LOT 7
Legal SubdivisionHUNTERS RIDGE PHASE 1 (CPL)
Legal Block1
Legal Lot Number7
JurisdictionCOLLIN TX
Township / Civil DivisionPLANO
Census Block Group1
Census Block1002
Census Tract31634

Owner

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2004 RUGER DR, PLANO, TX 75023-3221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Transfer on Death Deed, Transfer
Sep 8, 2020Deed of Trust, Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 1993 · Amount on Record
Deed SaleDec 30, 1993 · Amount on Record
Prior SaleNov 24, 1993
Deed Document Number1993114847
Last Transfer DateJul 27, 2022
Transfer Doc0000116345
Record UpdatedSep 20, 2026

July 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCOLLIN TX
Recording DateJul 28, 2022
Property Address2004 RUGER DR, PLANO, TX 75023-3221
Document Number0000116345
Instrument DateJul 15, 2022
Instrument20220728000116345
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address2004 RUGER DR, PLANO, TX 75023-3221
Document Number0001670110
Instrument DateSep 8, 2020
Transaction TypeMortgage
Record UpdatedMay 17, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2004 RUGER DR PLANO TX 750233221, PLANO, TX 75023-3221

Mortgage

Document Number0001670110
DateSep 29, 2020
Instrument1670110
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
AmountAmount Recorded
Term180 Months
DueSep 28, 2035

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityPlano City
Unified School DistrictPlano Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,230.00 (-1.86%) Homeowner's exemption$481,429 (+3.44%) Land $105,000 Building $376,429$481,429 (+3.44%) Land $105,000 Building $376,429
2024$6,348.00 (-2.13%)
2023$465,425 Land $95,000 Building $370,425$465,425 Land $95,000 Building $370,425
2022$6,486.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PLANO
serves 292,059 people · EPA ID TX0430007
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionJul 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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