2004 Park Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2004 Park Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 2,912 sqft · built 1994
Lot Size	0.325 acres (14,160 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Mar 2018)
Tax Bill	$8,614 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-18-201-007`

Property Details

APN / Parcel Number

Primary APN	`8913-18-201-007`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	5 Half Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,912 sqft Living Area
1st Floor Area	720 sqft
Basement Area	1,913 sqft
Finished Basement	1,250 sqft
Unfinished Basement	1,913 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,160 sqft (0.325 acres)
Lot Dimensions	160 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Deck Area	156 sqft
Patio Area	876 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2004 PARK DR
City	CEDAR FALLS
State	IA
Zip	50613-4538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HEIGHTS DIV C LOT 1
Legal Range	13W
Legal Township	89N
Legal Section	18
Legal Subdivision	CEDAR HEIGHTS DIV C
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1001
Census Tract	2400

Owner

2004 Park Dr is owned and occupied by two individuals who bought it in March 2018.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2004 PARK DR, CEDAR FALLS, IA 50613-4538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Aug 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION
Mar 23, 2018	Warranty Deed, Transfer VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Prior Sale	Feb 9, 2010 · Amount on File
Deed Document Number	201815462
Prior Transfer Date	Feb 5, 2010
Prior Transfer Doc	0000015074
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2004 PARK DR, CEDAR FALLS, IA 50613-4538
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 PARK DR, CEDAR FALLS, IA 50613-4538

Mortgage

Document Number	202100008454
Date	Oct 20, 2020
Instrument	202100008454

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2004 PARK DR, CEDAR FALLS, IA 50613-4538
Transaction Type	Mortgage
Record Updated	Sep 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000003176
Date	Aug 19, 2019
Instrument	202000003176

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 23, 2018
Property Address	2004 PARK DR, CEDAR FALLS, IA 50613-4538
Document Number	201800015462
Instrument Date	Mar 15, 2018
Instrument	201800015462
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2004 PARK DR, CEDAR FALLS, IA 50613-4538

Mortgage

Document Number	201800015463
Date	Mar 23, 2018
Instrument	201800015463

Lender

Name	VERIDIAN CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2004 Park Dr was $8,614 with a homeowner's exemption, up 9.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,614.00 (+9.09%) Homeowner's exemption	$584,780 Land $38,000 Building $546,780	$584,780 Land $38,000 Building $546,780
2024	$7,896.00
2023		$500,870 (+21.2%) Land $38,000 Building $462,870	$500,870 Land $38,000 Building $462,870
2022	$7,466.00 Homeowner's exemption	$413,250 Land $38,000 Building $375,250
2021			$413,250 Land $38,000 Building $375,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2004 Park Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1993–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 Park Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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