1. Home
  2. Florida
  3. Duval County
  4. Neptune Beach
  5. Ocean Front

2004 Ocean Front, Neptune Beach, FL 32266 Property Records

Duval County property record for 2004 Ocean Front, Neptune Beach, FL 32266

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,917 sqft · built 1978
Lot Size0.086 acres (3,750 sqft)
Owner2 Individual Names on Record
Last Sale$900,000 (Jul 2021)
Tax Bill$15,850 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN173698-0050

Property Details

APN / Parcel Number

Primary APN173698-0050

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,917 sqft Living Area
Gross Area2,446 sqft
1st Floor Area814 sqft
Upper Floors Area1,103 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialBuilt-Up Asphalt
Lot Area3,750 sqft (0.086 acres)
Lot Dimensions150 ft deep x 25 ft wide
View / LotOcean
Garage TypeAttached
Garage Area289 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchUnfinished Open Porch
Porch Area172 sqft
Deck Area238 sqft
Patio Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2004 OCEAN FRONT
CityNEPTUNE BEACH
StateFL
Zip32266-4861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-4
Legal Description8-48 28-2S-29E .08 R/P BOWES S/D OCEAN VIEW PT LOT 3 RECD O/R 19816-1617 BLK 2
Legal Range29E
Legal Township02S
Legal Section28
Legal SubdivisionOCEANVIEW, BOWES S/D OF
Legal Block2
Legal Lot Number3
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group2
Census Block2020
Census Tract14001

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2004 OCEAN FRONT, NEPTUNE BEACH, FL 32266-4861
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2021 · Amount on Record
Deed SaleJul 15, 2021 · Amount on Record
Prior SaleAug 1, 2016 · Amount on Record
Deed Document Number2021181315
Deed Book / Page19816 / 1617
Prior Transfer DateAug 22, 2016
Prior Transfer Doc0176862018
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJul 15, 2021
Property Address2004 OCEAN FRONT, NEPTUNE BEACH, FL 32266-4861
Document Number0198161617
Book / Page19816 / 1617
Map ReferenceMB 8 PG 48
Instrument DateJun 14, 2021
Instrument2021181315
Transaction TypeTransfer
Record UpdatedAug 10, 2021
Title CompanyAMERICAS CHOICE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2206 LARIDA LN, 2206, JACKSONVILLE, FL 32217-3523

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 OCEAN FRONT, NEPTUNE BEACH, FL 32266-4861

Mortgage

Document Number0198161619
DateJul 15, 2021
Book Page19816/1619
Instrument2021181316
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityNeptune Beach City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$956,397 (+2.7%)$1,158,955 (%) Land $1,158,758 Building $197
2025$15,850.00 (+2.28%) Homeowner's exemption$931,254 (+5.99%)$1,158,987 (+31.91%) Land $1,158,750 Building $237
2024$15,497.00 (+2.62%)
2023$15,102.00 (+5.62%) Homeowner's exemption$878,650 (+0.08%) Land $772,500 Building $106,150$878,650 (+0.08%) Land $772,500 Building $106,150
2022$14,298.00 Homeowner's exemption$877,917 Land $772,500 Building $105,417$877,917 Land $772,500 Building $105,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 163 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies163 in force
Nearby Flood Claims37 (1979–2024)
Claims Outside the SFHA33 of 37
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEPTUNE BEACH
serves 7,270 people · EPA ID FL2160206
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ocean Front

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures