2004 Oak St, Georgetown, SC 29440 Property Records

Georgetown County property record for 2004 Oak St, Georgetown, SC 29440

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1946
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Jul 2021)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`0500410101.00.00`

Property Details

APN / Parcel Number

Primary APN	`0500410101.00.00`
Alternative APNs	`05-0041-101-00-00` `23870`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	1,778 sqft
1st Floor Area	1,248 sqft
Utility Area	56 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2000
Exterior Material	Shingles
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	8,056 sqft
Driveway	Driveway

Exterior Amenities

Porch	Patio
Porch Area	176 sqft
Patio Area	24 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	23870
Street Address	2004 OAK ST
City	GEORGETOWN
State	SC
Zip	29440-4044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12 BLK G MARYVILLE H
Legal Subdivision	MRVL
Legal Block	G
Legal Lot Number	12
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2045
Census Tract	920702

Owner

2004 Oak St is owned and occupied by two individuals who bought it in July 2021.

Source: Georgetown County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2004 OAK ST, GEORGETOWN, SC 29440-4044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Deed Document Number	202111262
Deed Book / Page	4179 / 51
Prior Transfer Date	Apr 11, 2010
Prior Transfer Doc	1463/0323
Record Updated	Jun 8, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Jul 30, 2021
Property Address	2004 OAK ST, GEORGETOWN, SC 29440-4044
Document Number	04179/0051
Book / Page	4179 / 51
Map Reference	MB E PG 161
Instrument Date	Jul 30, 2021
Instrument	202100011262
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2004 OAK ST, GEORGETOWN, SC 29440-4044

Mortgage

Document Number	202100011263
Date	Jul 30, 2021
Instrument	202100011263

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2004 Oak St was $1,582.

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,582.00	$6,771 Land $924 Building $5,847	$183,200 Land $25,000 Building $158,200
2023	$1,384.00 (+9.32%)	$5,890 (-) Land $540 Building $5,350	$147,200 (-) Land $13,500 Building $133,700
2022	$1,266.00	$5,890 Land $540 Building $5,350	$147,200 Land $13,500 Building $133,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2004 Oak St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 126 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	9 (2000–2024)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 Oak St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
HTC Fiber · Cable in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20