2004 O Ave, Traer, IA 50675 Property Records

Tama County property record for 2004 O Ave, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,929 sqft · built 1940
Lot Size	3.05 acres (132,858 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Feb 2006)
Tax Bill	$4,088 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07.29.200.006`

Property Details

APN / Parcel Number

Primary APN	`07.29.200.006`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,929 sqft Living Area
Attic	Attic
Attic Area	537 sqft
Basement Area	976 sqft
Unfinished Basement	976 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	132,858 sqft (3.05 acres)
Garage Type	Mixed
Garage Area	3,360 sqft
Parking Spaces	11 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Deck Area	240 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2004 O AVE
City	TRAER
State	IA
Zip	50675-9384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29-85-14 PCL A NE NE
Legal Range	14W
Legal Township	85N
Legal Section	29
Jurisdiction	TAMA IA
Township / Civil Division	PERRY
Census Block Group	1
Census Block	1078
Census Tract	290100

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2004 O AVE, TRAER, IA 50675-9384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2006 · Amount on Record
Deed Sale	Feb 6, 2006 · Amount on Record
Deed Document Number	20062843
Deed Book / Page	766 / 369
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	2004 O AVE, TRAER, IA 50675-9384
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020213304
Date	Oct 19, 2021
Instrument	2021-3304

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	2004 O AVE, TRAER, IA 50675-9384
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0967/677
Date	Mar 7, 2017
Book Page	0967/677
Instrument	2017-0699

Lender

Name	IOWA STATE BANK
Type	Bank
Address	CLARKSVILLE, IA 50619

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	64 Months
Due	Jul 1, 2022

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	2004 O AVE, TRAER, IA 50675-9384
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/3293
Date	Nov 14, 2017
Book Page	2017/3293
Instrument	2017-3293

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,088.00	$353,870 (+18%) Land $55,270 Building $298,600	$353,870 (+18%) Land $55,270 Building $298,600
2023		$299,880 Land $47,430 Building $252,450	$299,880 Land $47,430 Building $252,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
GigFire Fixed Wireless	100 / 20
Windstream Fixed Wireless	100 / 10

Nearby Properties on O Ave

Nearby Streets

All Traer, IA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures