Volusia County property record for 2004 Needle Palm Dr, Edgewater, FL 32141
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,512 sqft · built 1985 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Oct 2024) |
| Tax Bill | $4,855 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Aug 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8402-01-03-2430 |
| Primary APN | 8402-01-03-2430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,058 sqft |
| 1st Floor Area | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 125 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 448 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 704 sqft |
| Patio Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3917600 |
|---|---|
| Street Address | 2004 NEEDLE PALM DR |
| City | EDGEWATER |
| State | FL |
| Zip | 32141-3914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07R2B |
| Legal Description | LOTS 3243 3244 & 3245 BLK 56 FLORIDA SHORES UNIT NO 5 MB 23 PGS 107-108 INC PER OR 2726 PG 1597 PER UNREC D/C PER OR 4831 PG 1344 PER OR 5616 PGS 2784-2788 INC PER OR 5804 PG 3366 PER OR 7254 PG 2543 PER OR 7297 PG 1207 PER OR 8067 PG 3394 PER OR 810 |
| Legal Range | 34E |
| Legal Township | 18S |
| Legal Section | 02 |
| Legal Subdivision | FLORIDA SHORES |
| Legal Tract | 01 |
| Legal Block | 56 |
| Legal Lot Number | 3243 |
| Legal Unit | 5 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | NEW SMYRNA BEACH |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 83006 |
Source: Volusia County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2004 NEEDLE PALM DR, EDGEWATER, FL 32141-3914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 3, 2022 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Aug 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGEADVISORS.COM |
| Nov 8, 2019 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Nov 10, 2017 | Deed of Trust, Mortgage · VA Mortgage MAJESTIC HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on Record |
| Deed Sale | Oct 31, 2024 · Amount on Record |
| Prior Sale | Aug 25, 2021 · Amount on Record |
| Deed Document Number | 2024208641 |
| Deed Book / Page | 8626 / 266 |
| Prior Transfer Date | Jul 6, 2005 |
| Prior Transfer Doc | 0056162784 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 2004 NEEDLE PALM DR, EDGEWATER, FL 32141-3914 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2004 NEEDLE PALM DR, EDGEWATER, FL 32141-3914 |
| Document Number | 0083314002 |
|---|---|
| Date | Nov 3, 2022 |
| Book Page | 8331/4002 |
| Instrument | 2022249310 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Aug 25, 2021 |
| Property Address | 2004 NEEDLE PALM DR, EDGEWATER, FL 32141-3914 |
| Document Number | 0081081426 |
| Book / Page | 8108 / 1426 |
| Map Reference | MB 23 PG 107&108 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2021-204101 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | HOMEPARTNERS TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,029.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 407 S MAIN ST, 407, WHITESTOWN, IN 46075-9414 |
| Name | Verified Name |
|---|---|
| Address | 2004 NEEDLE PALM DR, EDGEWATER, FL 32141-3914 |
| Document Number | 0081081428 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 8108/1428 |
| Instrument | 2021-204102 |
| Name | MORTGAGEADVISORS.COM |
|---|---|
| Type | Non-Lending Institution |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 2004 NEEDLE PALM DR, EDGEWATER, FL 32141-3914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK LLC |
| Name | Verified Name |
|---|
| Document Number | 0077710554 |
|---|---|
| Date | Nov 8, 2019 |
| Book Page | 7771/0554 |
| Instrument | 2019-219500 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 2004 NEEDLE PALM DR, EDGEWATER, FL 32141-3914 |
| Document Number | 0074810593 |
| Book / Page | 007481 / 000593 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2004 NEEDLE PALM DR EDGEWATER FL 321413914, EDGEWATER, FL 32141-3914 |
| Document Number | 0074810593 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 007481/000593 |
| Instrument | 236888 |
| Name | MAJESTIC HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | ONTARIO, CA 91761 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Edgewater City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,542 (-3.24%) Land $64,800 Building $234,742 | $299,542 (-3.24%) Land $64,800 Building $234,742 | |
| 2025 | $4,855.00 (+9.22%) Homeowner's exemption | $309,571 (+11.11%) Land $64,800 Building $244,771 | $309,571 (+0.41%) Land $64,800 Building $244,771 |
| 2023 | $4,445.00 (+2.21%) Homeowner's exemption | $278,629 (+3%) | $308,310 (+13.97%) Land $63,000 Building $245,310 |
| 2022 | $4,349.00 Homeowner's exemption | $270,514 Land $44,400 Building $226,114 | $270,514 Land $44,400 Building $226,114 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 155 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 72 (1991–2025) |
| Claims Outside the SFHA | 72 of 72 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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