2004 NE Cradle Mountain Way, Bend, OR 97701 Property Records

Deschutes County property record for 2004 NE Cradle Mountain Way, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,450 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$776,000 (Feb 2022)
Tax Bill	$4,764 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`171222-CA-00410`

Property Details

APN / Parcel Number

Primary APN	`171222-CA-00410`
Alternative APN	`248201`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,450 sqft Living Area
Gross Area	2,934 sqft
1st Floor Area	1,234 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Lot Area	6,098 sqft (0.14 acres)
Garage Area	484 sqft

Location & Zoning

Account Number	248201
Street Address	2004 NE CRADLE MOUNTAIN WAY
City	BEND
State	OR
Zip	97701-5965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	JONAHS LANDING LOT 9
Legal Range	12
Legal Township	17
Legal Section	22
Legal Subdivision	JONAHS LANDING
Legal Lot Number	9
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1024
Census Tract	1101

Owner

Source: Deschutes County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2004 NE CRADLE MOUNTAIN WAY, BEND, OR 97701-5965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 27, 2021	Intrafamily Transfer, Transfer
Jul 1, 2020	Deed of Trust, Mortgage · VA Mortgage BAY EQUITY
Jun 9, 2020	Deed of Trust, Mortgage · VA Mortgage BAY EQUITY
Sep 26, 2019	Warranty Deed, Transfer · VA Mortgage BAY EQUITY
Feb 21, 2018	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on Record
Deed Sale	Feb 28, 2022 · Amount on Record
Prior Sale	Sep 26, 2019 · Amount on Record
Deed Document Number	20228301
Prior Transfer Date	Jun 17, 2021
Prior Transfer Doc	0000043956
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 28, 2022
Property Address	2004 NE CRADLE MOUNTAIN WAY, BEND, OR 97701-5965
Document Number	0000008301
Map Reference	DOC 2005-33153
Instrument Date	Feb 22, 2022
Instrument	2022-08301
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	NOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2004 NE CRADLE MOUNTAIN WAY, BEND, OR 97701-5965

Mortgage

Document Number	0000008302
Date	Feb 28, 2022
Instrument	2022-08302

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jul 27, 2021
Property Address	2004 NE CRADLE MOUNTAIN WAY, BEND, OR 97701-5965
Document Number	0000043956
Map Reference	DOC 2005-33153
Instrument Date	Jun 17, 2021
Instrument	2021-43956
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 NE CRADLE MOUNTAIN WAY, BEND, OR 97701-5965

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2004 NE CRADLE MOUNTAIN WAY, BEND, OR 97701-5965
Document Number	0000031362
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2004 NE CRADLE MOUNTAIN WAY BEND OR 977015965, BEND, OR 97701-5965

Mortgage

Document Number	0000031362
Date	Jul 1, 2020
Instrument	31362

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2004 NE CRADLE MOUNTAIN WAY, BEND, OR 97701-5965
Document Number	0000027723
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2004 NE CRADLE MOUNTAIN WAY BEND OR 977015965, BEND, OR 97701-5965

Mortgage

Document Number	0000027723
Date	Jun 15, 2020
Instrument	27723

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 26, 2019
Property Address	2004 NE CRADLE MOUNTAIN WAY, BEND, OR 97701-5965
Document Number	0000036287
Instrument Date	Sep 19, 2019
Instrument	36287
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2004 NE CRADLE MOUNTAIN WAY BEND OR 977015965, BEND, OR 97701-5965

Mortgage

Document Number	36288
Date	Sep 26, 2019
Instrument	36288

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 21, 2018
Property Address	2004 NE CRADLE MOUNTAIN WAY, BEND, OR 97701-5965
Document Number	0000006925
Instrument Date	Feb 15, 2018
Instrument	2018-06925
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2004 NE CRADLE MOUNTAIN WAY, BEND, OR 97701-5965

Mortgage

Document Number	0000006926
Date	Feb 21, 2018
Instrument	2018-06926

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,764.00 (+3.95%)	$281,970 (+3%)	$629,990 (-15.6%) Land $229,500 Building $400,490
2024	$4,583.00 (+7.86%)	$273,760 (+3%)	$746,440 (+1.06%) Land $229,500 Building $516,940
2023	$4,249.00	$265,790	$738,640 Land $224,500 Building $514,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Webformix.

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