2004 N 5th St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2004 N 5th St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,290 sqft · built 1946
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$49,350 (Mar 2015)
Tax Bill	$1,790 (2025)
Deeds & Mortgages	Feb 2018 Transfer
Flood Zone	Zone X (moderate risk)
APN	`081460A000`

Property Details

APN / Parcel Number

Primary APN	`081460A000`
Alternative APN	`6-006D-4409-04-0010.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
Gross Area	1,626 sqft
1st Floor Area	1,290 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	382 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	081460A000
Street Address	2004 N 5TH ST
City	SAINT CHARLES
State	MO
Zip	63301-0910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	ROOSEVELT PL BLK 4 LOT 10
Legal Subdivision	ROOSEVELT PL
Legal Block	4
Legal Lot Number	10
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2017
Census Tract	310400

Owner

2004 N 5th St is owned by a company that acquired it in February 2018.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Company Name on File
Mailing Address	5968 MERGENTHAL CT, WELDON SPRING, MO 63304-9129
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2015 · Amount on File
Deed Sale	Mar 3, 2015 · Amount on File
Prior Sale	Dec 6, 2012 · Amount on File
Deed Document Number	2015119300
Deed Book / Page	6313 / 1866
Last Transfer Date	Feb 1, 2018
Transfer Doc	0000082670
Record Updated	Oct 29, 2026

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 15, 2018
Property Address	2004 N 5TH ST, SAINT CHARLES, MO 63301-0910
Document Number	0068791207
Book / Page	006879 / 001207
Instrument Date	Feb 15, 2018
Instrument	82670
Transaction Type	Transfer
Record Updated	Feb 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 MAIN ST ST PETERS MO 633763916, ST PETERS, MO 63376-3916

Tax Assessment & Valuation

The 2025 property tax bill for 2004 N 5th St was $1,790, up 4.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,324 (-)	$149,074 (-) Land $40,000 Building $109,074
2025	$1,790.00 (+4.62%)	$28,324	$149,074 Land $40,000 Building $109,074
2024	$1,711.00
2023		$26,413
2022			$139,015 Land $30,000 Building $109,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2004 N 5th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	89 (1979–2022)
Claims Outside the SFHA	19 of 89
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 4 claims Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2013 · 2 claims Severe Storms & Flooding, Sep 1993 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 N 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20