2004 N 40a St, Waco, TX 76707 Property Records

McLennan County property record for 2004 N 40a St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,480 sqft · built 1950
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$156,300 (Dec 2020)
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`48-003702-008900-3`

Property Details

APN / Parcel Number

Primary APN	`48-003702-008900-3`
Alternative APNs	`4800370200890030111` `163851`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,480 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1976
Exterior Material	Metal
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Carport
Garage Area	810 sqft
Carport	Carport
Carport Area	810 sqft
Driveway	Concrete Driveway
Driveway Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2004 N 40A ST
City	WACO
State	TX
Zip	76707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	BELLAIRE LOT 5 BLOCK 6 ACRES 0.2066
Legal Subdivision	BELLAIRE
Legal Block	6
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2005
Census Tract	2700

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2004 N 40A ST, WACO, TX 76707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Deed Document Number	202044790
Prior Transfer Date	Dec 15, 2020
Prior Transfer Doc	0000044790
Record Updated	Oct 29, 2026

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 16, 2020
Property Address	2004 N 40A ST, WACO, TX 76707
Document Number	0000044790
Map Reference	VOL 517 PG 54
Instrument Date	Dec 15, 2020
Instrument	2020044790
Transaction Type	Transfer
Record Updated	Sep 13, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 N 40TH A ST, WACO, TX 76707-1015

Mortgage

Document Number	0000044791
Date	Dec 16, 2020
Instrument	2020044791

Lender

Name	FIRST CENTRAL CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2050

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,858 (-5.3%) Land $25,740 Building $146,118	$171,858 (-5.3%) Land $25,740 Building $146,118
2025	$2,268.00 (-46.15%) Homeowner's exemption	$181,480 (+3.34%) Land $23,400 Building $158,080	$181,480 (+3.34%) Land $23,400 Building $158,080
2024	$4,212.00 (+6.99%)
2023		$175,610 Land $23,400 Building $152,210	$175,610 Land $23,400 Building $152,210
2022	$3,937.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20