2004 Muirfield Cir, Elgin, IL 60123 Property Records

Kane County property record for 2004 Muirfield Cir, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,254 sqft · built 1992
Lot Size	0.66 acres (2,860 sqft)
Owner	Company Name on Record
Last Sale	$91,500 (Apr 2017)
Tax Bill	$5,166 (2025)
Deeds & Mortgages	May 2017 Line of Credit May 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-204-040`

Property Details

APN / Parcel Number

Primary APN	`06-28-204-040`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,254 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	2,860 sqft (0.66 acres)
Lot Dimensions	130 ft deep x 22 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2004 MUIRFIELD CIR
City	ELGIN
State	IL
Zip	60123-5621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE GREEN UNIT 8 LOT 664
Legal Subdivision	COLLEGE GREEN
Legal Block	1
Legal Lot Number	664
Legal Unit	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	851908

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	902 S RANDALL RD, C286, SAINT CHARLES, IL 60174-1781
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 10, 2017	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF OTTAWA
May 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 3, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2017 · Amount on Record
Deed Sale	Apr 3, 2017 · Amount on Record
Prior Sale	Aug 19, 1999 · Amount on Record
Deed Document Number	201716514
Last Transfer Date	Apr 14, 2017
Transfer Doc	0000022010
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2004 MUIRFIELD CIR, ELGIN, IL 60123-5621
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023841
Date	May 10, 2017
Instrument	2017K023841

Lender

Name	THE FIRST NATIONAL BANK OF OTTAWA
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	May 2, 2017
Property Address	2004 MUIRFIELD CIR, ELGIN, IL 60123-5621
Document Number	0000022010
Instrument Date	Apr 14, 2017
Instrument	22010
Transaction Type	Transfer
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	902 S RANDALL RD #C286 ST CHARLES IL 601741781, C286, ST CHARLES, IL 60174-1781

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Apr 3, 2017
Property Address	2004 MUIRFIELD CIR, ELGIN, IL 60123-5621
Document Number	0000016514
Instrument Date	Apr 3, 2017
Instrument	16514
Transaction Type	Foreclosure
Record Updated	May 3, 2017

Transaction

Amount	Amount Recorded
Tax	$137.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	902 S RANDALL RD #C286 ST CHARLES IL 601741781, C286, ST CHARLES, IL 60174-1781

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,166.00 (+15.96%)
2024		$62,371 (+21.39%) Land $16,187 Building $46,184	$187,188 (+21.44%) Land $48,580 Building $138,607
2022	$4,455.00 (+3.97%)	$51,380 (+6.96%) Land $13,335 Building $38,045	$154,140 (+6.96%) Land $40,005 Building $114,135
2021	$4,285.00	$48,036 Land $12,467 Building $35,569	$144,108 Land $37,401 Building $106,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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