2004 Miller Ln, Big Bear City, CA 92314 Property Records

San Bernardino County property record for 2004 Miller Ln, Big Bear City, CA 92314

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,486 sqft · built 1988
Lot Size	0.204 acres (8,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Apr 2017)
Tax Bill	$4,391 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`0315-461-42-0000`

Property Details

APN / Parcel Number

Primary APN	`0315-461-42-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
Gross Area	2,026 sqft
1st Floor Area	1,486 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,880 sqft (0.204 acres)
Lot Dimensions	148 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	193 sqft
Patio Area	193 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2004 MILLER LN
City	BIG BEAR CITY
State	CA
Zip	92314-9022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BVRS
Legal Description	TRACT 11220 LOT 42
Legal Subdivision	162M85
Legal Tract	11220
Legal Block	2
Legal Lot Number	42
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	2
Census Block	2029
Census Tract	11408

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 867, BIG BEAR CITY, CA 92314-0867
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Mar 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 31, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRAT FCU
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FULL CIRCLE HOME LOANS INC FULL CIRCLE HOME LOANS INC
Apr 26, 2017	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2017 · Amount on Record
Deed Sale	Apr 26, 2017 · Amount on Record
Deed Document Number	2017174262
Prior Transfer Date	Mar 3, 2016
Prior Transfer Doc	0000178925
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2004 MILLER LN, BIG BEAR CITY, CA 92314-9022
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 MILLER LN, BIG BEAR CITY, CA 92314-9022

Mortgage

Document Number	0000276040
Date	Nov 10, 2025
Instrument	2025-0276040

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 4, 2040

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2004 MILLER LN, BIG BEAR CITY, CA 92314-9022
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 MILLER LN, BIG BEAR CITY, CA 92314-9022

Mortgage

Document Number	0000079607
Date	Mar 1, 2022
Instrument	2022-0079607

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2004 MILLER LN, BIG BEAR CITY, CA 92314-9022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000324040
Date	Aug 31, 2018
Instrument	2018-0324040

Lender

Name	SCHOOLSFIRAT FCU
Type	Non-Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2004 MILLER LN, BIG BEAR CITY, CA 92314-9022
Document Number	0000324834
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	TICOR TITLE RIVERSIDE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2004 MILLER LN BIG BEAR CITY CA 923149022, BIG BEAR CITY, CA 92314-9022

Mortgage

Document Number	0000324834
Date	Sep 1, 2020
Instrument	324834

Lender

Name	FULL CIRCLE HOME LOANS INC FULL CIRCLE HOME LOANS INC
Type	Bank
Address	99 C ST # 200, UPLAND, CA 91786-8305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 26, 2017
Property Address	2004 MILLER LN, BIG BEAR CITY, CA 92314-9022
Document Number	0000174262
Map Reference	MB162 PG85-89
Instrument Date	Apr 18, 2017
Instrument	2017-0174262
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 867, BIG BEAR CITY, CA 92314-0867

Mortgage

Document Number	0000174263
Date	Apr 26, 2017
Instrument	2017-0174263

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,787 (+2%) Land $61,557 Building $246,230
2025	$4,391.00 (+7.36%) Homeowner's exemption	$301,752 (+4.04%) Land $60,350 Building $241,402
2023	$4,090.00 (+3.54%) Homeowner's exemption	$290,035 Land $58,007 Building $232,028
2022	$3,950.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR CITY CSD serves 12,738 people · EPA ID CA3610008
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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