Coryell County property record for 2004 Merle Dr, Copperas Cove, TX 76522
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,506 sqft · built 2005 |
| Lot Size | 0.187 acres (8,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,596 (Aug 2022) |
| Tax Bill | $3,620 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer Aug 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-41-17-5430 |
| Primary APN | 1-41-17-5430 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,506 sqft Living Area |
| Gross Area | 1,944 sqft |
| 1st Floor Area | 1,506 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 8,160 sqft (0.187 acres) |
| Lot Dimensions | 120 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 438 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 158 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2004 MERLE DR |
|---|---|
| City | COPPERAS COVE |
| State | TX |
| Zip | 76522-7578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE CREEK NORTH PHS 1, BLOCK 10, LOT 14, ACRES .1873 |
| Legal Subdivision | HOUSE CREEK NORTH PHS 1 |
| Legal Phase | 1 |
| Legal Tract | 14 |
| Legal Block | 10 |
| Legal Lot Number | 14 |
| Jurisdiction | CORYELL TX |
| Township / Civil Division | COPPERAS COVE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 10604 |
2004 Merle Dr is owned and occupied by two individuals who bought it in August 2022.
Source: Coryell County records, as of May 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2004 MERLE DR, COPPERAS COVE, TX 76522-7578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2023 | Correction Deed ALAMO TITLE COMPANY |
| Aug 12, 2022 | Vendor's Lien, Transfer UNITED WHOLESALE MORTGAGE |
| Sep 20, 2019 | Vendor's Lien, Transfer · FHA Mortgage PLANET HOME LENDING LLC |
| Aug 17, 2018 | Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 1, 2018 | Special Warranty Deed, Foreclosure |
| Apr 19, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2022 · Amount on File |
| Deed Sale | Aug 12, 2022 · Amount on File |
| Prior Sale | Sep 20, 2019 · Amount on File |
| Deed Document Number | 2022355786 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | CORYELL TX |
| Recording Date | Jan 26, 2023 |
| Property Address | 2004 MERLE DR, COPPERAS COVE, TX 76522-7578 |
| Document Number | 0000360788 |
| Map Reference | CAB B SL 547 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 360788 |
| Record Updated | Jul 18, 2023 |
| Title Company | ALAMO TITLE COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 585 SOUTH BLVD E, PONTIAC, MI 48341-3163 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CORYELL TX |
| Recording Date | Aug 12, 2022 |
| Property Address | 2004 MERLE DR, COPPERAS COVE, TX 76522-7578 |
| Document Number | 0000355786 |
| Map Reference | CAB B SL 547 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 355786 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2004 MERLE DR, COPPERAS COVE, TX 76522-7578 |
| Investor | Possibly a Property Investor |
| Document Number | 0000355787 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 355787 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CORYELL TX |
| Recording Date | Sep 20, 2019 |
| Property Address | 2004 MERLE DR, COPPERAS COVE, TX 76522-7578 |
| Document Number | 0000320385 |
| Map Reference | CAB B SL 547 |
| Instrument Date | Sep 17, 2019 |
| Instrument | 320385 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 MCGUGAN LN, TEMPLE, TX 76502-3524 |
| Name | Verified Name |
|---|---|
| Address | 2004 MORROW DR, COPPERAS COVE, TX 76522-2766 |
| Document Number | 0000320386 |
|---|---|
| Date | Sep 20, 2019 |
| Instrument | 320386 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Lending Institution |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CORYELL TX |
| Recording Date | Aug 17, 2018 |
| Property Address | 2004 MERLE DR, COPPERAS COVE, TX 76522-7578 |
| Document Number | 0000309490 |
| Map Reference | CAB B SL 547 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 309490 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 2004 MERLE DR, COPPERAS COVE, TX 76522-7578 |
| Document Number | 0000309491 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 309491 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CORYELL TX |
| Recording Date | Jun 1, 2018 |
| Property Address | 2004 MERLE DR, COPPERAS COVE, TX 76522-7578 |
| Document Number | 0000307374 |
| Map Reference | CAB B SL 547 |
| Instrument Date | May 30, 2018 |
| Instrument | 307374 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 18, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368-2239 |
| Name | Verified Name |
|---|---|
| Address | 3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CORYELL TX |
| Recording Date | Apr 19, 2018 |
| Property Address | 2004 MERLE DR, COPPERAS COVE, TX 76522-7578 |
| Document Number | 0000306224 |
| Map Reference | CAB B SL 547 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 306224 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 18, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368-2239 |
The 2025 property tax bill for 2004 Merle Dr was $3,620 with a homeowner's exemption, down 1.3% from the year before.
Source: Coryell County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Coryell County |
| Municipality | Copperas Cove City |
| Unified School District | Copperas Cove Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,620.00 (-1.34%) | $234,000 Land $40,000 Building $194,000 | $234,000 Land $40,000 Building $194,000 |
| 2024 | $3,669.00 (-20.79%) | ||
| 2023 | $4,632.00 (+46.91%) Homeowner's exemption | $235,300 Land $40,000 Building $195,300 | $235,300 Land $40,000 Building $195,300 |
| 2022 | $3,153.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2004 Merle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2004 Merle Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001 |
|---|---|
| Water Source | Purchased surface water from BELL COUNTY WCID 1 |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Altitude ISP Fixed Wireless | 500 / 100 |
| Nextlink Fixed Wireless | 300 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
| Brightspeed DSL · Fiber in parts of the area | 140 / 20 |
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