2004 Mereta Dr, McKinney, TX 75072 Property Records

Collin County property record for 2004 Mereta Dr, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,724 sqft · built 2003
Owner	2 Individual Names on File
Tax Bill	$7,384 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-4525-00C-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-4525-00C-0020-1`
Alternative APN	`2105702`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,724 sqft Living Area
Gross Area	3,154 sqft
2nd Floor Area	958 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Covered Porch
Porch Area	123 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2105702
Street Address	2004 MERETA DR
City	MCKINNEY
State	TX
Zip	75072-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	HIDDEN CREEK PHASE 4 (CMC), BLK C, LOT 2
Legal Subdivision	HIDDEN CREEK PHASE 4 (CMC)
Legal Phase	4
Legal Block	C
Legal Lot Number	2
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1022
Census Tract	30544

Owner

2004 Mereta Dr is owned and occupied by two individuals who acquired it in March 2007.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2004 MERETA DR, MCKINNEY, TX 75072-2412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Nov 10, 2020	Deed of Trust, Mortgage · Line of Credit SUPREME LNDG
Feb 1, 2017	Deed of Trust, Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2007
Deed Sale	Mar 7, 2007
Prior Sale	Nov 6, 2003
Deed Document Number	20070307000313770
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2004 MERETA DR, MCKINNEY, TX 75072-2412
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	SUPERIOR ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002584830
Date	Dec 27, 2021
Instrument	20211227002584830

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2004 MERETA DR, MCKINNEY, TX 75072-2412
Document Number	0002048070
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2004 MERETA DR MCKINNEY TX 750722412, MCKINNEY, TX 75072-2412

Mortgage

Document Number	0002048070
Date	Nov 17, 2020
Instrument	2048070

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 16, 2035

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2004 MERETA DR, MCKINNEY, TX 75072-2412
Document Number	0000164600
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Mar 22, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2004 MERETA DR MCKINNEY TX 750702412, MCKINNEY, TX 75070-2412

Mortgage

Document Number	0000164600
Date	Feb 6, 2017
Instrument	164600

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 5, 2032

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$588,961 Land $140,000 Building $448,961	$588,961 Land $140,000 Building $448,961
2024	$7,384.00
2023		$537,545 Land $145,000 Building $392,545	$537,545 Land $145,000 Building $392,545
2022	$7,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2004 Mereta Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 Mereta Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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