Wilson County property record for 2004 McRae Rd NW, Wilson, NC 27896
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 952 sqft · built 1987 |
| Lot Size | 0.417 acres (18,165 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,000 (May 2005) |
| Tax Bill | $3,179 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jul 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3713-00-4856.000 |
| Primary APN | 3713-00-4856.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 952 sqft Heated Area |
| 1st Floor Area | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1995 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,165 sqft (0.417 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 2004 MCRAE RD NW |
|---|---|
| City | WILSON |
| State | NC |
| Zip | 27896-1473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR4 |
| Legal Description | 2004 MCRAE RD NW L22S1 WOODRIDGE 1.00LT |
| Legal Subdivision | WOODRIDGE |
| Jurisdiction | WILSON NC |
| Township / Civil Division | WILSON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 502 |
2004 McRae Rd NW is owned and occupied by two individuals who bought it in May 2005.
Source: Wilson County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2004 MCRAE RD NW, WILSON, NC 27896-1473 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 20, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2005 · Amount on File |
| Deed Sale | May 2, 2005 · Amount on File |
| Deed Document Number | 20054755 |
| Deed Book / Page | 2101 / 456 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 2004 MCRAE RD NW, WILSON, NC 27896-1473 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2004 MCRAE RD NW, WILSON, NC 27896-1473 |
| Document Number | 2914/143 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 2914/143 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILSON NC |
| Property Address | 2004 MCRAE RD NW, WILSON, NC 27896-1473 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2750/949 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 2750/949 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2004 McRae Rd NW was $3,179.
Source: Wilson County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wilson County |
| Municipality | Wilson City |
| Unified School District | Wilson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,868 (-) Land $45,000 Building $238,868 | $283,868 (-) Land $45,000 Building $238,868 | |
| 2025 | $3,179.00 | $283,868 (-) Land $45,000 Building $238,868 | $283,868 (-) Land $45,000 Building $238,868 |
| 2024 | $283,868 Land $45,000 Building $238,868 | $283,868 Land $45,000 Building $238,868 | |
| 2021 | $2,519.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2004 McRae Rd NW in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 30 (1982–2020) |
| Claims Outside the SFHA | 14 of 30 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2004 McRae Rd NW is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WILSON serves 50,332 people · EPA ID NC0498010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Greenlight Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures