2004 Maynard Rd, Charlotte, NC 28270 Property Records

Mecklenburg County property record for 2004 Maynard Rd, Charlotte, NC 28270

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,001 sqft · built 1999
Lot Size0.56 acres (24,396 sqft)
OwnerIndividual Name on Record
Last Sale$1,075,000 (Feb 2026)
Tax Bill$5,657 (2024)
Deeds & MortgagesMar 2021 Mortgage
Feb 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN227-303-12

Property Details

APN / Parcel Number

Primary APN227-303-12

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,001 sqft Heated Area
1st Floor Area1,993 sqft
Upper Floors Area2,018 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleOther
Exterior MaterialBrick
Foundation TypeRaised
Roof MaterialWood
Lot Area24,396 sqft (0.56 acres)
Garage Area704 sqft

Exterior Amenities

PorchPorch
Porch Area21 sqft
Deck Area364 sqft
Patio Area690 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address2004 MAYNARD RD
CityCHARLOTTE
StateNC
Zip28270-0007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL29 M30-351
Legal SubdivisionPROVIDENCE PLANATION ESTATES P
Legal Lot Number29
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1003
Census Tract5848

Owner

Source: Mecklenburg County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 20, 2026Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Feb 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2026 · Amount on Record
Deed SaleFeb 20, 2026 · Amount on Record
Deed Document Number2026017035
Deed Book / Page40213 / 528
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2004 MAYNARD RD, CHARLOTTE, NC 28270-0007
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048668
DateMar 12, 2021
Book Page35793/871
Instrument2021048668
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueApr 1, 2031

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 20, 2026
Property Address2004 MAYNARD RD, CHARLOTTE, NC 28270-0007
Document Number0000017035
Book / Page40213 / 528
Map ReferenceMB 30 PG 351
Instrument DateFeb 18, 2026
Instrument2026017035
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9617 COMMONS EAST DR, CHARLOTTE, NC 28277-1715

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017036
DateFeb 20, 2026
Instrument2026017036
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateMar 1, 2031
Change Frequency6 Months
Min Rate At Change3.25%
Max Rate At Change7.25%
IndexSOFR Average 30-Day
Max Rate10.2%

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2004 MAYNARD RD, CHARLOTTE, NC 28270-0007
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023707
DateFeb 24, 2017
Book Page31588/337
Instrument2017023707
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressATLANTA, GA 30326
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMar 1, 2027

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$747,200 Land $126,000 Building $621,200
2024$5,657.00
2023$747,200 Land $126,000 Building $621,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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