McLennan County property record for 2004 Live Oak Ave, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,260 sqft · built 1957 |
| Lot Size | 0.379 acres (16,500 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,144 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-042400-045200-6 |
| Primary APN | 48-042400-045200-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 1,700 sqft |
| 1st Floor Area | 1,260 sqft |
| Flooring | Carpet |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 16,500 sqft (0.379 acres) |
| Lot Dimensions | 165 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 138 sqft |
| Storage Building | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2004 LIVE OAK AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-3430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | UNIVERSITY HTS LOT 2 3 BLOCK 39 ACRES .3788 |
| Legal Subdivision | UNIVERSITY HTS |
| Legal Block | 39 |
| Legal Lot Number | 2 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 1100 |
2004 Live Oak Ave is owned by a company that acquired it in November 2010.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1090 ESTES RD, LORENA, TX 76655-3375 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Non-Conforming Investor Loan FIDELITY BANK OF TEXAS |
| Sep 11, 2017 | Grant Deed, Transfer · Line of Credit CENTRAL NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2010 |
| Deed Sale | Nov 9, 2010 |
| Deed Document Number | 201034872 |
| Prior Transfer Date | May 14, 2010 |
| Prior Transfer Doc | 0000014773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2004 LIVE OAK AVE, WACO, TX 76708-3430 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1090 ESTES RD, LORENA, TX 76655-3375 |
| Document Number | 0000028387 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025028387 |
| Name | FIDELITY BANK OF TEXAS |
|---|---|
| Type | Bank |
| Address | WACO, TX 76708 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 11, 2017 |
| Property Address | 2004 LIVE OAK AVE, WACO, TX 76708-3430 |
| Document Number | 0000029705 |
| Instrument Date | Jul 7, 2017 |
| Instrument | 29705 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1090 ESTES RD LORENA TX 766553375, LORENA, TX 76655-3375 |
| Document Number | 29704 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 29704 |
| Name | CENTRAL NAT'L BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76710 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2004 Live Oak Ave was $2,144, up 5.6% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $95,400 (-) Land $21,950 Building $73,450 | $95,400 (-) Land $21,950 Building $73,450 | |
| 2025 | $2,144.00 (+5.62%) | $95,400 Land $21,950 Building $73,450 | $95,400 Land $21,950 Building $73,450 |
| 2024 | $2,030.00 | ||
| 2023 | $90,000 Land $21,950 Building $68,050 | $90,000 Land $21,950 Building $68,050 | |
| 2022 | $2,017.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2004 Live Oak Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2004 Live Oak Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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