2004 Lexington Ave, Monroe, NC 28112 Property Records

Union County property record for 2004 Lexington Ave, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details4 bd · 2.5 ba · 2,967 sqft · built 2006
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$254,000 (Jun 2020)
Tax Bill$3,577 (2025)
Deeds & MortgagesFeb 2025 Second Mortgage
Jan 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-321-365

Property Details

APN / Parcel Number

Primary APN09-321-365

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,967 sqft Living Area
1st Floor Area1,598 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Construction TypeWood
Roof TypeGable
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address2004 LEXINGTON AVE
CityMONROE
StateNC
Zip28112-7743
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-12SU MON
Legal Description#230 LEXINGTON COMMONS PH4 OPCI754
Legal SubdivisionLEXINGTON COMMONS
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group3
Census Block3013
Census Tract20501

Owner

2004 Lexington Ave, a rural home, is owned and occupied by an individual who bought it in June 2020.

Source: Union County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address2004 LEXINGTON AVE, MONROE, NC 28112-7743
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
CITY OF MONROE
Jan 22, 2018Deed of Trust, Mortgage · Line of Credit
UNIVEST BANK & TRUST CO
Jun 1, 2020Warranty Deed, Transfer · Conventional with PMI
BANK OF AMERICA
Feb 20, 2020Warranty Deed, Transfer
FIRST AMERICAN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2020 · Amount on File
Deed SaleJun 1, 2020 · Amount on File
Prior SaleFeb 20, 2020 · Amount on File
Deed Document Number202019090
Deed Book / Page7686 / 335
Prior Transfer DateOct 1, 2012
Prior Transfer Doc5843744
Record UpdatedOct 29, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address2004 LEXINGTON AVE, MONROE, NC 28112-7743
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 LEXINGTON AVE, MONROE, NC 28112-7743

Mortgage

Document Number0009070604
DateFeb 28, 2025
Book Page9070/604
Instrument4888
Lender
NameCITY OF MONROE
TypeGovernment Agency
AddressMONROE, NC 28111
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address2004 LEXINGTON AVE, MONROE, NC 28112-7743
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7090712
DateJan 22, 2018
Book Page7090/712
Instrument0001692
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
AddressALEXANDRIA, VA 22313
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueJan 17, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJun 1, 2020
Property Address2004 LEXINGTON AVE, MONROE, NC 28112-7743
Document Number7686335
Book / Page007686 / 000335
Instrument DateApr 21, 2020
Instrument19090
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$508.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 LEXINGTON AVE MONROE NC 281127743, MONROE, NC 28112-7743

Mortgage

Document Number7686339
DateJun 1, 2020
Book Page007686/000339
Instrument19091
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 31, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateFeb 20, 2020
Property Address2004 LEXINGTON AVE, MONROE, NC 28112-7743
Document Number758996
Book / Page007589 / 000096
Instrument DateFeb 19, 2020
Instrument5552
Transaction TypeTransfer
Record UpdatedMar 12, 2020
Title CompanyFIRST AMERICAN

Transaction

AmountAmount on Record
Tax$497.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2004 Lexington Ave was $3,577.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$409,200 (-) Land $68,000 Building $341,200$409,200 (-) Land $68,000 Building $341,200
2025$3,577.00$409,200 Land $68,000 Building $341,200$409,200 Land $68,000 Building $341,200
2023$2,668.00$244,700 Land $43,600 Building $201,100$244,700 Land $43,600 Building $201,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2004 Lexington Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 Lexington Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Lexington Ave

Nearby Streets

Search Property Records by Address or Parcel Number