2004 Lakeside Dr, Mc Calla, AL 35111 Property Records

Jefferson County property record for 2004 Lakeside Dr, Mc Calla, AL 35111

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,978 sqft · built 1978
Lot Size	0.494 acres (21,553 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,734 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`43-00-04-0-000-105.000`

Property Details

APN / Parcel Number

Primary APN	`43-00-04-0-000-105.000`
Alternative APNs	`43040000105000RR00` `71399`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,978 sqft Living Area
Gross Area	3,634 sqft
1st Floor Area	1,318 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	21,553 sqft (0.494 acres)
Terrain	Rolling
Porch	Porch
Porch Area	248 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	71399
Old Parcel Number	43040000105000RR00
Street Address	2004 LAKESIDE DR
City	MC CALLA
State	AL
Zip	35111-3700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 2 ROCK MOUNTIAN LAKE
Legal Range	05W
Legal Township	20S
Legal Section	04
Legal Subdivision	ROCK MTN LAKES
Legal Lot Number	2
Jurisdiction	JEFFERSON AL
Township / Civil Division	NORTH JOHNS
Census Block Group	2
Census Block	2010
Census Tract	14106

Owner

2004 Lakeside Dr is owned and occupied by two individuals.

Source: Jefferson County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2004 LAKESIDE DR, MC CALLA, AL 35111-3700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Apr 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jun 5, 2020	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Mar 20, 2017	Grant Deed, Transfer · FHA Mortgage WILLOW BEND MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	2004 LAKESIDE DR, MC CALLA, AL 35111-3700
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 LAKESIDE DR, MC CALLA, AL 35111-3700

Mortgage

Document Number	0000039663
Date	Apr 26, 2023
Instrument	2023039663

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	2004 LAKESIDE DR, MC CALLA, AL 35111-3700
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 LAKESIDE DR, MC CALLA, AL 35111-3700

Mortgage

Document Number	0000012715
Date	Feb 2, 2022
Instrument	2022012715

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	2004 LAKESIDE DR, MC CALLA, AL 35111-3700
Transaction Type	Mortgage
Record Updated	May 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 LAKESIDE DR, MC CALLA, AL 35111-3700

Mortgage

Document Number	2021040158
Date	Apr 7, 2021
Instrument	2021040158

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	2004 LAKESIDE DR, MC CALLA, AL 35111-3700
Document Number	0000091697
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2004 LAKESIDE DR MC CALLA AL 351113700, MC CALLA, AL 35111-3700

Mortgage

Document Number	0000091697
Date	Aug 21, 2020
Instrument	91697

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON AL
Recording Date	Mar 20, 2017
Property Address	2004 LAKESIDE DR, MC CALLA, AL 35111-3700
Document Number	0000026926
Instrument Date	Mar 15, 2017
Instrument	26926
Transaction Type	Transfer
Record Updated	Aug 17, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2004 LAKESIDE DR MC CALLA AL 351113700, MC CALLA, AL 35111-3700

Mortgage

Document Number	26927
Date	Mar 20, 2017
Instrument	26927

Lender

Name	WILLOW BEND MTG
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2004 Lakeside Dr was $1,734 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,734.00 Homeowner's exemption	$35,680	$375,600 Land $143,000 Building $232,600
2023		$35,460 Land $14,300 Building $21,160	$354,600 Land $143,000 Building $211,600
2022	$1,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2004 Lakeside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 Lakeside Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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