2004 Lake Isle Dr, Eugene, OR 97401 Property Records

Lane County property record for 2004 Lake Isle Dr, Eugene, OR 97401

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 973 sqft · built 1981
Owner	Individual Name on Record
Last Sale	$179,000 (Jul 2018)
Tax Bill	$3,329 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`17-04-13-44-90012-000`

Property Details

APN / Parcel Number

Primary APN	`17-04-13-44-90012-000`
Alternative APN	`1384187`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	973 sqft Finished Area
2nd Floor Area	973 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tile
Patio Area	96 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	1384187
Street Address	2004 LAKE ISLE DR
City	EUGENE
State	OR
Zip	97401-1700
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-2-MED-DENSITY RES
Legal Description	SEC/TWN/RNG/MER:SEC 13 TWN 17 RNG 04
Legal Range	04W
Legal Township	17S
Legal Section	13
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	ISLAND LAKES CONDO STAGE 01
Legal Lot Number	101
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	3
Census Block	3003
Census Tract	2904

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2004 LAKE ISLE DR, EUGENE, OR 97401-1700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 18, 2018	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Prior Sale	Aug 15, 2003 · Amount on Record
Deed Document Number	2018-033397
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2004 LAKE ISLE DR, EUGENE, OR 97401-1700
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	EVERGREEN LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010142
Date	Feb 16, 2021
Instrument	2021-010142

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 18, 2018
Property Address	2004 LAKE ISLE DR, EUGENE, OR 97401-1700
Document Number	0000033397
Instrument Date	Jul 6, 2018
Instrument	2018-033397
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 LAKE ISLE DR, EUGENE, OR 97401-1700

Mortgage

Document Number	0000033398
Date	Jul 18, 2018
Instrument	2018-033398

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,329.00 (+3.9%)	$170,902 (+6.09%)	$317,005 (-10.39%) Building $317,005
2023	$3,204.00 (+4.03%)	$161,093 (+3%)	$353,764 (+31.4%) Building $353,764
2022	$3,080.00	$156,401	$269,228 Building $269,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50

May also be available: Hunter Communications, Verizon.

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