2004 Ladera Dr, Lincoln, CA 95648 Property Records

Placer County property record for 2004 Ladera Dr, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,012 sqft · built 2004
Lot Size	0.368 acres (16,030 sqft)
Owner	Company Name on Record
Last Sale	$866,000 (Dec 2004)
Tax Bill	$14,046 (2025)
Deeds & Mortgages	Oct 2022 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`337-170-002-000`

Property Details

APN / Parcel Number

Primary APN	`337-170-002-000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,012 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	16,030 sqft (0.368 acres)
Garage Area	918 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2004 LADERA DR
City	LINCOLN
State	CA
Zip	95648-7930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 VERDERA VILLAGE 20, MOR Z-41
Legal Subdivision	VERDERA VILLAGE 20
Legal Lot Number	18
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2003
Census Tract	23501

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1509 CALCO CREEK DR, SAN JOSE, CA 95127-4371
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Intrafamily Transfer, Transfer
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 9, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2004 · Amount on Record
Deed Sale	Dec 22, 2004 · Amount on Record
Deed Document Number	2004171595
Last Transfer Date	Oct 11, 2022
Transfer Doc	0000077696
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Oct 17, 2022
Property Address	2004 LADERA DR, LINCOLN, CA 95648-7930
Document Number	0000077696
Map Reference	MB Z MAP 41
Instrument Date	Oct 11, 2022
Instrument	2022-0077696
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1509 CALCO CREEK DR, SAN JOSE, CA 95127-4371

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2004 LADERA DR, LINCOLN, CA 95648-7930
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1509 CALCO CREEK DR, SAN JOSE, CA 95127-4371

Mortgage

Document Number	0000074107
Date	Jun 4, 2021
Instrument	2021-0074107

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Dec 9, 2019
Property Address	2004 LADERA DR, LINCOLN, CA 95648-7930
Document Number	0000099317
Instrument Date	Nov 25, 2019
Instrument	99317
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1509 CALCO CREEK DR SAN JOSE CA 951274371, SAN JOSE, CA 95127-4371

Mortgage

Document Number	99318
Date	Dec 9, 2019
Instrument	99318

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,231,029 (+2%) Land $284,346 Building $946,683
2025	$14,046.00 (-1.62%)	$1,206,892 (+4.04%) Land $278,771 Building $928,121
2023	$14,277.00 (+1.41%)	$1,160,029 Land $267,947 Building $892,082
2022	$14,079.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Corridor Wireless, DigitalPath, Verizon, Zeta Broadband.

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