2004 Kingstree Dr, Monroe, NC 28112 Property Records

Union County property record for 2004 Kingstree Dr, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details4 bd · 2.5 ba · 2,067 sqft · built 2007
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$200,000 (Jun 2018)
Tax Bill$2,959 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Dec 2022 Second Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN09-321-346

Property Details

APN / Parcel Number

Primary APN09-321-346

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,067 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Construction TypeWood
Roof TypeGable
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address2004 KINGSTREE DR
CityMONROE
StateNC
Zip28112-7771
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-12SU MON
Legal Description#208 LEXINGTON COMMONS PH4 OPCI754
Legal SubdivisionLEXINGTON COMMONS
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group3
Census Block3009
Census Tract20501

Owner

Source: Union County records · APN 09-321-346

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2004 KINGSTREE DR, MONROE, NC 28112-7771
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Dec 06, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NAVY FCU
Jul 13, 2023Correction Deed
SERVICELINK PITTSBURGH
Sep 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
NFM INC
Jun 08, 2020Deed of Trust, Mortgage · FHA Mortgage
NFM LNDG
Jun 28, 2018Warranty Deed, Transfer · FHA Mortgage
CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2018 · Amount on Record
Deed SaleJun 28, 2018 · Amount on Record
Prior SaleJun 22, 2016
Deed Document Number201817758
Deed Book / Page7185 / 161
Prior Transfer DateMay 24, 2016
Prior Transfer Doc6704195
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address2004 KINGSTREE DR, MONROE, NC 28112-7771
Transaction TypeMortgage
Record UpdatedOct 09, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 KINGSTREE DR, MONROE, NC 28112-7771

Mortgage

Document Number0000092095
DateSep 26, 2025
Book Page9209/5
Instrument25116
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressCAMPBELL, CA 95008
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 20, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address2004 KINGSTREE DR, MONROE, NC 28112-7771
Transaction TypeMortgage
Record UpdatedDec 16, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008620364
DateDec 06, 2022
Book Page8620/364
Instrument40033
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueDec 01, 2042

July 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionUNION NC
Recording DateJul 13, 2023
Property Address2004 KINGSTREE DR, MONROE, NC 28112-7771
Document Number0008743677
Book / Page8743 / 677
Map ReferenceCAB 1 FILE 754
Instrument DateNov 16, 2022
Instrument16739
Record UpdatedJul 31, 2023
Title CompanySERVICELINK PITTSBURGH

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address2004 KINGSTREE DR, MONROE, NC 28112-7771
Transaction TypeMortgage
Record UpdatedOct 01, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number8243863
DateSep 15, 2021
Book Page8243/863
Instrument43896
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address2004 KINGSTREE DR, MONROE, NC 28112-7771
Document Number7701443
Instrument DateJun 08, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2004 KINGSTREE DR MONROE NC 281127771, MONROE, NC 28112-7771

Mortgage

Document Number7701443
DateJun 15, 2020
Book Page007701/000443
Instrument21283
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 14, 2050

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJun 28, 2018
Property Address2004 KINGSTREE DR, MONROE, NC 28112-7771
Document Number7185161
Book / Page007185 / 000161
Instrument DateJun 28, 2018
Instrument17758
Transaction TypeTransfer
Record UpdatedJul 25, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2004 KINGSTREE DR MONROE NC 281127771, MONROE, NC 28112-7771

Mortgage

Document Number7185163
DateJun 28, 2018
Book Page007185/000163
Instrument17759
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 27, 2048

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,959.00 (+28.37%)$338,500 (+60.12%) Land $68,000 Building $270,500$338,500 (+60.12%) Land $68,000 Building $270,500
2023$2,305.00$211,400 (-) Land $43,600 Building $167,800$211,400 (-) Land $43,600 Building $167,800
2022$2,305.00$211,400 Land $43,600 Building $167,800$211,400 Land $43,600 Building $167,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), as of September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790205013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 209 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0190010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MONROE
serves 43,081 people
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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