2004 Kingspointe Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 2004 Kingspointe Dr, Chesterfield, MO 63005

Property Summary

Property TypeSingle Family Home
Details5 bd · 7 ba · 6,094 sqft · built 1991
Lot Size1.07 acres (46,609 sqft)
OwnerIndividual Name on Record
Last Sale$1,400,000 (Aug 2020)
Tax Bill$16,159 (2024)
Deeds & MortgagesJul 2022 Line of Credit
Nov 2020 Line of Credit
+ 6 more
Flood ZoneZone X (minimal risk)
APN20U-6-4-033-4

Property Details

APN / Parcel Number

Primary APN20U-6-4-033-4

Interior

Bedrooms5 Beds
Full Baths7 Baths
Half Baths2 Half Baths
Plumbing Fixtures26 Plumbing Fixtures
Total Rooms13 Rooms
Stories2 Stories
Building Area6,094 sqft Living Area
1st Floor Area2,004 sqft
Basement Area1,000 sqft
Unfinished Basement896 sqft
Family RoomFamily Room
Fireplaces4 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Architectural StyleColonial
Exterior MaterialBrick
Foundation TypeRaised
Lot Area46,609 sqft (1.07 acres)
Lot Dimensions324 ft deep x 61 ft wide
Garage Area782 sqft
Parking Spaces3 Parking Spaces
Pool Area1,000 sqft
PorchPorch
Porch Area273 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2004 KINGSPOINTE DR
CityCHESTERFIELD
StateMO
Zip63005-4481
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code87A
Legal DescriptionKINGSPOINTE PLAT 2B 6 13 90
Legal SubdivisionKINGSPOINTE PLAT 2B
Legal Lot Number18
JurisdictionST LOUIS MO
Township / Civil DivisionCHESTERFIELD
Census Block Group3
Census Block3004
Census Tract221629

Owner

Source: St. Louis County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2004 KINGSPOINTE DR, CHESTERFIELD, MO 63005-4481
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Deed of Trust, Mortgage · Line of Credit
WEST COMMUNITY CU
Nov 12, 2020Deed of Trust, Mortgage · Line of Credit
WEST COMMUNITY CU
Aug 19, 2020Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Jul 3, 2018Deed of Trust, Mortgage · Line of Credit
MIDLAND STATES BK
Jun 8, 2018Deed of Trust, Mortgage
MIDLAND STATES BK
Jun 8, 2018Deed of Trust, Mortgage
MIDLAND STATES BK
Jun 8, 2018Deed of Trust, Mortgage
MIDLAND STATES BK
Jun 2, 2017Warranty Deed, Transfer
MIDLAND STATES BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2020 · Amount on Record
Deed SaleAug 19, 2020 · Amount on Record
Prior SaleJun 2, 2017 · Amount on Record
Deed Document Number2020081901390
Deed Book / Page24244 / 380
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address2004 KINGSPOINTE DR, CHESTERFIELD, MO 63005-4481
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 KINGSPOINTE DR, CHESTERFIELD, MO 63005-4481

Mortgage

Document Number2022072800267
DateJul 28, 2022
Instrument2022072800267
Lender
NameWEST COMMUNITY CU
TypeCredit Union
AddressO FALLON, MO 63368
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 1, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address2004 KINGSPOINTE DR, CHESTERFIELD, MO 63005-4481
Transaction TypeMortgage
Record UpdatedSep 17, 2021
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 KINGSPOINTE DR, CHESTERFIELD, MO 63005-4481

Mortgage

Document Number0244321466
DateNov 12, 2020
Book Page24432/1466
Instrument2020111200280
Lender
NameWEST COMMUNITY CU
TypeCredit Union
AddressO FALLON, MO 63368
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueOct 1, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateAug 19, 2020
Property Address2004 KINGSPOINTE DR, CHESTERFIELD, MO 63005-4481
Document Number0242440380
Book / Page24244 / 380
Map ReferenceMB 295 PG 38&39
Instrument DateAug 4, 2020
Instrument2020081901390
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1610 DES PERES RD STE 130, 1610, SAINT LOUIS, MO 63131-1868

Transferred To (Grantee/Buyer)

NameVerified Name
AddressW151N 7314 PASEO LANE, MENOMONEE FALLS, WI 53051

Mortgage

Document Number2020081901391
DateAug 19, 2020
Instrument2020081901391
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address2004 KINGSPOINTE DR, CHESTERFIELD, MO 63005-4481
Document Number0231020418
Instrument DateJul 3, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 KINGSPOINTE DR CHESTERFIELD MO 630054481, CHESTERFIELD, MO 63005-4481

Mortgage

Document Number0231020418
DateJul 10, 2018
Book Page023102/000418
Instrument25
Lender
NameMIDLAND STATES BK
TypeBank
AddressLADUE, MO 63124
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 9, 2023
Interest
Rate TypeAdjustable Rate

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address2004 KINGSPOINTE DR, CHESTERFIELD, MO 63005-4481
Document Number0232242301
Instrument DateJun 8, 2018
Transaction TypeMortgage
Record UpdatedOct 18, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2004 KINGSPOINTE DR CHESTERFIELD MO 630054481, CHESTERFIELD, MO 63005-4481

Mortgage

Document Number0232242301
DateOct 4, 2018
Book Page023224/002301
Instrument449
Lender
NameMIDLAND STATES BK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
AmountAmount Recorded
Term360 Months
DueOct 3, 2048
Interest
Rate TypeAdjustable Rate
Rate4.62%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address2004 KINGSPOINTE DR, CHESTERFIELD, MO 63005-4481
Document Number0230701000
Instrument DateJun 8, 2018
Transaction TypeMortgage
Record UpdatedJul 2, 2018
Title CompanyCHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2004 KINGSPOINTE DR CHESTERFIELD MO 630054481, CHESTERFIELD, MO 63005-4481

Mortgage

Document Number0230701000
DateJun 15, 2018
Book Page023070/001000
Instrument207
Lender
NameMIDLAND STATES BK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
AmountAmount Recorded
Term360 Months
DueJun 14, 2048
Interest
Rate TypeAdjustable Rate
Rate4.62%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address2004 KINGSPOINTE DR, CHESTERFIELD, MO 63005-4481
Document Number0232261688
Instrument DateJun 8, 2018
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2004 KINGSPOINTE DR CHESTERFIELD MO 630054481, CHESTERFIELD, MO 63005-4481

Mortgage

Document Number0232261688
DateOct 5, 2018
Book Page023226/001688
Instrument362
Lender
NameMIDLAND STATES BK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
AmountAmount Recorded
Term360 Months
DueOct 4, 2048
Interest
Rate TypeAdjustable Rate

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateJun 2, 2017
Property Address2004 KINGSPOINTE DR, CHESTERFIELD, MO 63005-4481
Document Number0225504048
Book / Page022550 / 004048
Instrument DateMay 31, 2017
Instrument756
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyLAWYERS TITLE, INVESTORS TITLE INS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2004 KINGSPOINTE DR CHESTERFIELD MO 630054481, CHESTERFIELD, MO 63005-4481

Mortgage

Document Number225504051
DateJun 2, 2017
Book Page022550/004051
Instrument757
Lender
NameMIDLAND STATES BK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
AmountAmount Recorded
Term360 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.62%

Mortgage

Document Number225901159,
DateJun 2, 2017
Book Page022590/001159
Instrument259
Lender
NameMIDLAND STATES BK
TypeBank
AddressSAINT LOUIS, MO 63105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJun 1, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
MunicipalityClarkson Valley City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$264,320 (+18%) Land $50,080 Building $214,240$1,391,200 (+18.01%) Land $263,600 Building $1,127,600
2024$16,159.00 (+2.64%)
2023$15,743.00 (+4.93%)$224,000 (+12.63%) Land $32,210 Building $191,790$1,178,900 (+12.63%) Land $169,500 Building $1,009,400
2022$15,004.00$198,880 Land $32,210 Building $166,670
2021$1,046,700 Land $169,500 Building $877,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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