2004 King Cole Dr, Waco, TX 76705 Property Records

McLennan County property record for 2004 King Cole Dr, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,896 sqft · built 1972
Lot Size	0.218 acres (9,499 sqft)
Owner	Individual Name on Record
Last Sale	$402,990 (Jan 2024)
Deeds & Mortgages	Jan 2024 Reverse Mortgage Oct 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-037603-006700-1`

Property Details

APN / Parcel Number

Primary APN	`48-037603-006700-1`
Alternative APNs	`4803760300670010111` `189513`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	1,896 sqft
Flooring	Carpet

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,499 sqft (0.218 acres)
Lot Dimensions	127 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	300 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	368 sqft
Patio Area	121 sqft
Storage Building	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2004 KING COLE DR
City	WACO
State	TX
Zip	76705-2749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SHARONDALE LOT 43 BLOCK 3 ACRES .2181
Legal Subdivision	SHARONDALE
Legal Block	3
Legal Lot Number	43
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2007
Census Tract	1402

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2004 KING COLE DR, WACO, TX 76705-2749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Special Warranty Deed, Transfer · Reverse Mortgage SOUTH RIVER MORTGAGE LLC
Oct 11, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Deed Document Number	20241513
Prior Transfer Date	Jan 4, 2024
Prior Transfer Doc	0000001513
Record Updated	Oct 29, 2026

January 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 17, 2024
Property Address	2004 KING COLE DR, WACO, TX 76705-2749
Document Number	0000001513
Map Reference	VOL 954 PG 287
Instrument Date	Jan 4, 2024
Instrument	2024001513
Transaction Type	Transfer
Record Updated	Feb 8, 2024
Title Company	NOT AVAILABLE, SUMMIT SETTLEMENT SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 KING COLE DR, WACO, TX 76705-2749

Mortgage

Document Number	0000001514
Date	Jan 17, 2024
Instrument	2024001514

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2004 KING COLE DR, WACO, TX 76705-2749
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 KING COLE DR, WACO, TX 76705-2749

Mortgage

Document Number	0000040500
Date	Oct 11, 2022
Instrument	2022040500

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate	6.95%
Type Change Date	Dec 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.9%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$211,363 (+1%)	$218,863 (-0.54%) Land $16,433 Building $202,430
2025	$192,148 (+7.95%) Land $14,910 Building $205,140	$220,050 (+23.62%) Land $14,910 Building $205,140
2023	$178,000 Land $14,910 Building $163,090	$178,000 Land $14,910 Building $163,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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