2004 Jonesborough Rd, Erwin, TN 37650 Property Records

Unicoi County property record for 2004 Jonesborough Rd, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,704 sqft · built 2000
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jun 2020)
Tax Bill	$2,396 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-054.10`

Property Details

APN / Parcel Number

Primary APN	`023-054.10`
Alternative APNs	`086023 05410` `000004287`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	3,704 sqft Living Area
Gross Area	7,486 sqft
1st Floor Area	3,704 sqft
Basement Area	3,704 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,700 sqft (0.59 acres)
Terrain	Rolling
Porch	Enclosed/Finished Porch
Porch Area	2,544 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2004 JONESBOROUGH RD
City	ERWIN
State	TN
Zip	37650-4063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY AREA: RO3
Jurisdiction	UNICOI TN
Township / Civil Division	1
Census Block Group	4
Census Block	4038
Census Tract	80200

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2004 JONESBOROUGH RD, ERWIN, TN 37650-4063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Construction Mortgage MOUNTAIN COMMERCE BANK
Jun 15, 2020	Warranty Deed, Transfer · Conventional with PMI EDWIN H LUTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2020 · Amount on Record
Deed Sale	Jun 15, 2020 · Amount on Record
Prior Sale	Feb 25, 2011 · Amount on Record
Deed Document Number	20201043
Deed Book / Page	434 / 176
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	2004 JONESBOROUGH RD, ERWIN, TN 37650-4063
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3RD 2004 JONESBOROUGH RD, ERWIN, TN 37650

Mortgage

Document Number	0000458558
Date	Apr 19, 2022
Book Page	458/558
Instrument	22000872

Lender

Name	MOUNTAIN COMMERCE BANK
Type	Bank
Address	JOHNSON CITY, TN 37615

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jun 15, 2020
Property Address	2004 JONESBOROUGH RD, ERWIN, TN 37650-4063
Document Number	434176
Book / Page	000434 / 000176
Instrument Date	Jun 15, 2020
Instrument	1043
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	DEBBIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,166.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 JONESBOROUGH RD ERWIN TN 376504063, ERWIN, TN 37650-4063

Mortgage

Document Number	434179
Date	Jun 15, 2020
Book Page	000434/000179
Instrument	1044

Lender

Name	EDWIN H LUTHER
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	36 Months
Due	Jun 14, 2023

Mortgage

Document Number	434185,
Date	Jun 15, 2020
Book Page	000434/000185
Instrument	1045

Lender

Name	JULIA BOULDS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jun 14, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,396.00 (-2.92%)	$91,775 (-2.93%) Land $6,900 Building $84,875	$367,100 (-) Land $27,600 Building $339,500
2024	$2,468.00 (+11.07%)
2023		$94,550 (-) Land $9,675 Building $84,875
2022	$2,222.00	$94,550 Land $9,675 Building $84,875	$367,100 Land $27,600 Building $339,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2001–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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