2004 Higgins Ln, Murfreesboro, TN 37130 Property Records

Rutherford County property record for 2004 Higgins Ln, Murfreesboro, TN 37130

Property Summary

Property Type	Single Family Home
Details	4,974 sqft · built 2013
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$44,000 (Jul 2012)
Tax Bill	$6,087 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`081K-E-001.00-000`

Property Details

APN / Parcel Number

Primary APN	`081K-E-001.00-000`
Alternative APNs	`081K E 00100` `R0093453`

Interior

Plumbing Fixtures	20 Plumbing Fixtures
Stories	1 Story
Building Area	4,974 sqft Living Area
1st Floor Area	5,943 sqft
Upper Floors Area	1,924 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2015
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	346 ft deep x 123 ft wide
Garage Type	Mixed
Garage Area	1,152 sqft

Exterior Amenities

Pool Type	Pool Type
Pool Area	980 sqft
Porch	Patio
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0093453
Street Address	2004 HIGGINS LN
City	MURFREESBORO
State	TN
Zip	37130-1872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 199 GARRISON COVE SEC 5 PH 1 PB 30 PG 91 SPLIT OFF 81-77.02 FOR 07 123.28 X 346.72 IRR
Legal Subdivision	GARRISON COVE SEC 5 PH 1
Legal Block	1
Legal Lot Number	199
Jurisdiction	RUTHERFORD TN
Township / Civil Division	4
Census Block Group	1
Census Block	1016
Census Tract	41407

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2004 HIGGINS LN, MURFREESBORO, TN 37130-1872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2012 · Amount on File
Deed Sale	Jul 16, 2012 · Amount on File
Deed Book / Page	1144 / 3087
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	2004 HIGGINS LN, MURFREESBORO, TN 37130-1872
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20452898
Date	Mar 3, 2021
Book Page	2045/2898
Instrument	2344071

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,475 (+15.95%) Land $37,500 Building $211,975	$997,900 (+15.95%) Land $150,000 Building $847,900
2025	$6,087.00	$215,150 (-) Land $16,875 Building $198,275
2023	$6,087.00	$215,150 Land $16,875 Building $198,275	$860,600 (-) Land $67,500 Building $793,100
2022			$860,600 Land $67,500 Building $793,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20