2004 Gurley Ln, Waco, TX 76706 Property Records

McLennan County property record for 2004 Gurley Ln, Waco, TX 76706 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1998
Lot Size	0.198 acres (8,629 sqft)
Owner	2 Individual Names on File
Tax Bill	$842 (2024)
Deeds & Mortgages	May 2021 Reverse Mortgage Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`480101020034004`

Property Details

APN / Parcel Number

Primary APN	`480101020034004`
Alternative APNs	`4801010200340040111` `169138`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Flooring	Carpet

Exterior

Year Built	Built 1998
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,629 sqft (0.198 acres)
Lot Dimensions	137 ft deep x 63 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	180 sqft
Driveway	Driveway
Driveway Area	300 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	576 sqft
Fence	Fence
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	169138
Old Parcel Number	4801010200340040111
Street Address	2004 GURLEY LN
City	WACO
State	TX
Zip	76706-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORONADO LOT 3 BLOCK 3 ACRES .1981
Legal Subdivision	CORONADO
Legal Block	3
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1019
Census Tract	2100

Owner

Source: McLennan County records · APN 480101020034004

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2004 GURLEY LN, WACO, TX 76706-4029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 04, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
	Deed of Trust, Mortgage
Nov 27, 2018	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Nov 19, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 08, 1998
Deed Sale	Feb 08, 1998
Deed Document Number	0000256784
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2004 GURLEY LN, WACO, TX 76706-4029
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017009
Date	May 04, 2021
Instrument	2021017009

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.13%
Type Change Date	Jun 01, 2021
Change Frequency	Annually
Index	1-Year LIBOR

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2004 GURLEY LN, WACO, TX 76706-4029
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2004 GURLEY LN, WACO, TX 76706-4029
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040977
Date	Nov 27, 2018
Instrument	2018040977

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.64%
Type Change Date	Dec 01, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2004 GURLEY LN, WACO, TX 76706-4029
Document Number	0000040978
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2004 GURLEY LN WACO TX 767064029, WACO, TX 76706-4029

Mortgage

Document Number	0000040978
Date	Nov 27, 2018
Instrument	40978

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.64%

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$142,559 (-7.25%) Land $22,100 Building $120,459	$142,559 (-7.25%) Land $22,100 Building $120,459
2024	$842.00 (+19.94%)
2023		$153,700 Land $22,100 Building $131,600	$153,700 Land $22,100 Building $131,600
2022	$702.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 3% of Texas
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Radiate Holdings	Cable	1,500 / 50
Spectrum	Cable	1,000 / 1,000
AT&T	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless	500 / 100
Verizon	Fixed Wireless	300 / 20
Helmsco	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: AT&T, AMG Technology Investment Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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