2004 Geyserville St, Chula Vista, CA 91913 Property Records

San Diego County property record for 2004 Geyserville St, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,559 sqft · built 2005
Lot Size0.67 acres (2,906 sqft)
Owner2 Individual Names on File
Last Sale$505,000 (Dec 2019)
Tax Bill$8,856 (2025)
Deeds & MortgagesAug 2021 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN643-580-27-00

Property Details

APN / Parcel Number

Primary APN643-580-27-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,559 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area2,906 sqft (0.67 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2004 GEYSERVILLE ST
CityCHULA VISTA
StateCA
Zip91913-4615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC10RM1
Legal DescriptionLOT 63 TR 014491
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract014491
Legal Block1
Legal Lot Number63
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract13323

Owner

2004 Geyserville St is owned and occupied by two individuals who bought it in December 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address2004 GEYSERVILLE ST, CHULA VISTA, CA 91913-4615
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Dec 20, 2019Grant Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2019 · Amount on File
Deed SaleDec 20, 2019 · Amount on File
Prior SaleApr 1, 2014 · Amount on File
Deed Document Number2019598981
Prior Transfer DateJan 6, 2015
Prior Transfer Doc0000018608
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2004 GEYSERVILLE ST, CHULA VISTA, CA 91913-4615
Transaction TypeMortgage
Record UpdatedAug 27, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2004 GEYSERVILLE ST, CHULA VISTA, CA 91913-4615

Mortgage

Document Number0000590121
DateAug 18, 2021
Instrument2021-0590121
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 20, 2019
Property Address2004 GEYSERVILLE ST, CHULA VISTA, CA 91913-4615
Document Number0000598981
Map ReferenceMAP 14491
Instrument DateDec 6, 2019
Instrument2019-0598981
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2004 GEYSERVILLE ST, CHULA VISTA, CA 91913-4615

Mortgage

Document Number0000598982
DateDec 20, 2019
Instrument2019-0598982
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2004 Geyserville St was $8,856 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$563,329 (+2%) Land $379,272 Building $184,057
2025$8,856.00 Homeowner's exemption$552,285 Land $371,836 Building $180,449
2023$8,451.00 (+2.99%) Homeowner's exemption$530,842 Land $357,399 Building $173,443
2022$8,206.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2004 Geyserville St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 Geyserville St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 500
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks.

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