2004 Galen Dr, Champaign, IL 61821 Property Records

Champaign County property record for 2004 Galen Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 936 sqft · built 1964
Lot Size	0.213 acres (9,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Sep 2023)
Tax Bill	$4,806 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-23-426-003`

Property Details

APN / Parcel Number

Primary APN	`45-20-23-426-003`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	936 sqft Building Perimeter
1st Floor Area	936 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	9,278 sqft (0.213 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2004 GALEN DR
City	CHAMPAIGN
State	IL
Zip	61821-6010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 DEVONSHIRE SUB 2ND
Legal Range	08E
Legal Township	19N
Legal Section	23
Legal Subdivision	DEVONSHIRE SUB 2ND
Legal Lot Number	43
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	3
Census Block	3010
Census Tract	1301

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2004 GALEN DR, CHAMPAIGN, IL 61821-6010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Feb 10, 2020	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Oct 16, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	202313686
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 22, 2023
Property Address	2004 GALEN DR, CHAMPAIGN, IL 61821-6010
Document Number	0000013686
Map Reference	MB N PG 23
Instrument Date	Sep 21, 2023
Instrument	2023R13686
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2004 GALEN DR, CHAMPAIGN, IL 61821-6010

Mortgage

Document Number	0000013687
Date	Sep 22, 2023
Instrument	2023R13687

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.2%
Max Rate	11.2%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2004 GALEN DR, CHAMPAIGN, IL 61821-6010
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	ALLIED TITLE, ALLIED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009122
Date	Apr 21, 2021
Instrument	2021R09122

Lender

Name	FIRST STATE BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.62%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2004 GALEN DR, CHAMPAIGN, IL 61821-6010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002131
Date	Feb 10, 2020
Instrument	2020R02131

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jan 16, 2025

Interest

Rate	5.34%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 16, 2017
Property Address	2004 GALEN DR, CHAMPAIGN, IL 61821-6010
Document Number	0000019695
Instrument Date	Oct 3, 2017
Instrument	19695
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2004 GALEN DR CHAMPAIGN IL 618216010, CHAMPAIGN, IL 61821-6010

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,580 (+12.21%) Land $26,680 Building $41,900	$205,740 (+12.21%) Land $80,040 Building $125,700
2024	$4,806.00 (+7.3%)	$61,120 (+19.03%) Land $23,780 Building $37,340	$183,360 (+19.03%) Land $71,340 Building $112,020
2023	$4,479.00 (+7.41%)
2022	$4,170.00 Homeowner's exemption	$51,350 Land $19,980 Building $31,370	$154,050 Land $59,940 Building $94,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Fidium Fiber, Nextlink, T-Mobile.

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