2004 Forest Ridge Ln, Buffalo, MN 55313 Property Records

Wright County property record for 2004 Forest Ridge Ln, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,126 sqft · built 2000
Lot Size	0.295 acres (12,871 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Dec 2015)
Tax Bill	$4,356 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-169-003190`

Property Details

APN / Parcel Number

Primary APN	`103-169-003190`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,126 sqft Living Area
1st Floor Area	1,423 sqft
Basement Area	240 sqft
Finished Basement	240 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	12,871 sqft (0.295 acres)
Garage Type	Attached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2004 FOREST RIDGE LN
City	BUFFALO
State	MN
Zip	55313-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-16 TWP-120 RANGE-025 COPPER CREEK LOT-019 BLOCK-003
Legal Range	025
Legal Township	120
Legal Section	16
Legal Subdivision	COPPER CREEK
Legal Block	3
Legal Lot Number	19
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2037
Census Tract	100705

Owner

2004 Forest Ridge Ln is owned and occupied by an individual who bought it in December 2015.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2004 FOREST RIDGE LN, BUFFALO, MN 55313-2331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Jun 19, 2018	Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2015 · Amount on File
Deed Sale	Dec 14, 2015 · Amount on File
Prior Sale	Sep 12, 2012 · Amount on File
Deed Document Number	2015444887
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	2004 FOREST RIDGE LN, BUFFALO, MN 55313-2331
Transaction Type	Mortgage
Record Updated	Aug 2, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2004 FOREST RIDGE LN, BUFFALO, MN 55313-2331

Mortgage

Document Number	00A1533085
Date	Jun 26, 2023
Instrument	A1533085

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jun 21, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	2004 FOREST RIDGE LN, BUFFALO, MN 55313-2331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001372755
Date	Jun 19, 2018
Instrument	1372755

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2004 Forest Ridge Ln was $4,356.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,356.00	$365,100 (+1.11%) Land $75,000 Building $290,100	$365,100 (+1.11%) Land $75,000 Building $290,100
2025		$361,100 Land $75,000 Building $286,100	$361,100 Land $75,000 Building $286,100
2023	$3,992.00 (+1.58%)	$353,300 Land $70,000 Building $283,300	$353,300 Land $70,000 Building $283,300
2022	$3,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2004 Forest Ridge Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2004 Forest Ridge Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Buffalo Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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